Debt Resolution

Debt Resolution

Notice of debt collection lawsuit
Debt Resolution

May 14, 2024

8 min

Can Debt Collectors Sue You?

What are your options if you find yourself facing a debt collection lawsuit? Let’s explore the circumstances under which debt collectors may choose to sue, your rights as a consumer, and the steps you can...
Stack Of Overdue Bills Debt
Debt Resolution

May 1, 2024

5 min

Are Children Responsible for Their Parents’ Debt?

Discover whether children are legally responsible for their parents' debt on JG Wentworth's informative page. Learn about the laws, exceptions, and steps to protect your financial future. Visit now for expert insights and guidance....
Debt Collector Wage Garnishment Notice
Debt Resolution

May 1, 2024

6 min

Can a Debt Collector Garnish Your Wages?

Discover if a debt collector can garnish your wages and learn about your rights and options. Visit JG Wentworth for expert advice on managing debt and protecting your income....
medical debt image of calculator
Debt Resolution

May 1, 2024

9 min

Can Medical Debt Affect Your Credit Health?

Discover how medical debt can impact your credit health and financial stability. Learn about the effects of unpaid medical bills on your credit score, and explore strategies to manage and mitigate medical debt effectively. Visit...
debt negotiation
Debt Resolution

Apr 26, 2024

7 min

How to Negotiate with Debt Collectors

Learn effective strategies for negotiating with debt collectors at JG Wentworth. Discover tips and techniques to manage your debt, reduce stress, and regain financial control. Visit our comprehensive guide to start negotiating smarter today....
Couple looking at credit score after debt consolidation
Debt Resolution

Mar 20, 2024

6 min

How Long Does Debt Relief Stay On Your Credit Report?

Discover how long debt consolidation stays on your credit report and learn about its impact on your credit score....
man with phone and credit card
Debt Resolution

Mar 20, 2024

5 min

Can I Still Use My Credit Card after Debt Consolidation?

Can you use your credit card after debt consolidation? Learn about the implications, benefits, and strategies for responsible credit card use post-consolidation to maintain financial health....
A woman sits on a couch holding a piece of paper and looking confused
Debt Resolution

Mar 15, 2024

11 min

A Guide to Debt Re-Aging

Discover comprehensive insights on debt re-aging with our detailed guide. Learn what debt re-aging is, how it affects your credit, and strategies to manage and improve your financial health. Empower yourself with expert advice and...
Cutting up credit cards
Debt Resolution

Mar 6, 2024

7 min

What Makes Debt Settlement Worth It?

Discover the benefits of debt settlement with JG Wentworth. Learn how our expert services can help you reduce your debt, lower monthly payments, and achieve financial freedom. Explore the advantages and find out if debt...
A woman sits at a desk while talking on the phone, making a concerned face and shrugging with her free hand in the air
Debt Resolution

Mar 6, 2024

8 min

Top 5 FAQs About Dealing with Debt Collectors

Discover essential tips and answers to the top 5 frequently asked questions about dealing with debt collectors. Learn how to handle debt collection calls, understand your rights, and find effective strategies to manage your debt....
getting a loan with a high dti
Debt Resolution

Feb 16, 2024

7 min

How to Get a Loan with a High Debt-to-Income Ratio

Discover how to secure a loan even with a high debt-to-income ratio. These strategies will help you navigate financial challenges and improve your chances of loan approval. Learn more today!...
Illustration of man holding scale that's weighing debt to income ratio
Debt Resolution

Feb 6, 2024

8 min

How Much Debt Do You Need to File for Chapter 7 Bankruptcy?

Discover how much debt you need to file for Chapter 7 bankruptcy. Learn about eligibility requirements, the filing process, and how to navigate your financial future. Get expert advice and take the first step towards...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?