Debt Resolution

Debt Resolution

Woman at table on laptop contemplating personal loan for debt consolidation
Debt Resolution, Personal Loans

Jul 8, 2025

6 min

Using a Personal Loan to Consolidate Debt

Understand how debt consolidation with a personal loan works, the potential benefits, and when it may not be the right move....
Woman at desk with calculator. Piggy bank with graduation cap on desk.
Debt Resolution

Jul 1, 2025

12 min

Your Debt-Reduction Checklist: Before, During, and After College

Discover how to reduce debt before, during, and after your college education....
Doctor sitting at table and putting coin in piggy bank. Medical education development and training
Debt Resolution

Jun 30, 2025

6 min

How to Pay Off Medical School Debt

Let’s explore effective strategies to tackle medical school debt, from loan forgiveness programs to refinancing options and practical budgeting techniques....
files in a public records archive
Debt Resolution

Jun 10, 2025

7 min

Is Your Debt Public Record?

"Is my debt public record?" The answer isn't straightforward, as it depends on several factors including the type of debt, whether legal action has been taken, and your location....
Bankruptcy document with wooden gavel.
Debt Resolution

Jun 9, 2025

11 min

Does Bankruptcy Clear Rent Debt?

Understanding how bankruptcy affects rent debt requires examining the different types of bankruptcy, the timing of when rent becomes due, your current housing situation, and the specific circumstances surrounding your rental agreement....
Worried young couple checking the finances on a digital tablet in the living room.
Debt Resolution

Jun 9, 2025

6 min

What are the 3 Biggest Strategies for Paying Down Debt?

Debt obligations can be overwhelming. However, with the right strategy, you can eliminate your debts and regain financial freedom....
BNPL, buy now pay later, on wooden cube block inside speech bubble and black wireless mouse on green background
Debt Resolution

Jun 9, 2025

8 min

2025: Higher Prices and the Rise of Buy Now, Pay Later

For millions of Americans caught between stagnant wages and rising costs, BNPL services offer a temporary bridge but potentially deepen long-term financial vulnerability....
Graduation mortar board cap on one hundred dollar bills concept for the cost of a college and university education
Debt Resolution

Jun 4, 2025

6 min

Can Student Loan Debt Now Be Sent to Debt Collectors?

Previously, there was a more forgiving transition period, but under the new system, defaulted loans are now being referred more promptly to debt collection agencies....
American flag waving on wind in backyard
Debt Resolution

May 23, 2025

5 min

Can VA Disability be Garnished for Debt

If you served our country and have VA disability benefits, firstly: thank you for your service. Secondly, let’s take a closer look at how these benefits can and cannot be garnished, along with strategies for...
Image of map with thumb pin on the state of Texas
Debt Resolution

May 23, 2025

6 min

Can Debt Collectors Sue You in Texas?

If you live in The Lone Star State and are facing a debt collection lawsuit, let’s take a closer look at the process including when collectors can sue, your legal rights, the statute of limitations,...
Credit Card On A Hospital Invoice
Debt Resolution

May 22, 2025

6 min

Does Medical Debt Accrue Interest?

Understanding how interest may (or may not) accrue on your medical debt is crucial for managing your financial health....
Mortarboard on heap US dollar banknotes and DEBT label with blue background. Student debt or loan, education, studying, investment for future, student financial aid and repayment planning concept.
Debt Resolution

May 21, 2025

6 min

How Much Student Debt is Too Much?

If you’re dealing with student debt and want to know the severity of your situation, let’s examine this complex question....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?