Home Equity

Home Equity

House buying concepts, small house model and money with document contract and pen on wooden table.
Home Equity

Sep 21, 2026

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18 min

What Is Home Equity Sharing?

Home equity sharing gives you cash now for a share of your home's future value. See how it differs from a HELOC, what it costs, and who it works best for....
Real estate agent discuss about the terms of the home purchase agreement and asked the customer to sign the documents to make the contract legally, Home sales, lease, mortgage and home insurance.
Home Equity

Sep 16, 2026

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21 min

Who Is a Home Equity Agreement Right For?

Wondering if a home equity agreement is right for you? See who qualifies, who should not apply, and how an HEA compares to a HELOC or home loan....
House on different dollar bills. Real estate concept.
Home Equity

Sep 1, 2026

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16 min

HELOC Alternatives: Seven Ways to Tap Your Home’s Value

Homeowners who want to tap into their homes equity without great credit have real alternatives, and this guide breaks down seven of them....
Figurine house with us money laying on top. Home equity concept
Home Equity

Jul 24, 2026

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18 min

How to Tap into Home Equity with Bad Credit

Bad credit doesn't rule out tapping your home equity. Compare HELOCs, cash-out refinances, and home equity agreements....
How to find how much equity in home
Home Equity, Tools & Calculators

Jul 14, 2026

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15 min

How to Calculate Home Equity

Understanding how to calculate home equity gives you the financial clarity to make smarter financial decisions....
Wooden house next to calculator and tax forms
Home Equity

Jun 30, 2026

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17 min

Are Home Equity Loans Tax Deductible?

Tapping your home's equity can be a useful financial move but whether the interest is ax deductible depends....
Real estate investing concept. investment long-term property passive income, home rent, invest budget, mortgage house, house insurance and residential concept.
Home Equity

Jun 29, 2026

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19 min

HELOC, Home Equity Loan, Cash-Out Refi, HEA: Which is Best?

Looking to use the equity in your home? This guide cuts through the confusion so you can make a confident, informed decision....
House model on top of stack of money as growth of mortgage credit, Concept of property management. Invesment and Risk Management.
Debt Resolution, Home Equity

Jun 29, 2026

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19 min

How to Use Home Equity to Build Wealth and Pay off Debt

Your home equity is one of the most powerful financial tools you own—but only if you use it strategically. See how, here....
two hands, one with a home in it and another with coins. Home Equity Agreement concept
Home Equity

Jun 23, 2026

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19 min

Can I Take Equity Out of My House Without Refinancing?

Refinancing isn't the only path to your equity, and for many homeowners right now, it's far from the best one....
Home equity loan application with a stamp of "denied"
Home Equity

Jun 8, 2026

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17 min

What Disqualifies You from a Home Equity Loan (and What to do Instead)

See common reasons home equity loan applications are denied, and explore alternative options to access the equity in your home....
a house made from $100 bills
Home Equity

May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Learn what Home Equity Agreements (HEAs) are, how they function, their advantages, and potential drawbacks....
A house-shaped cutout on an hourglass
Home Equity

May 11, 2026

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17 min

How Long Does It Take to Get a Home Equity Loan?

If you're planning to tap your home's equity, one question is probably: when will I see the money? The honest answer is that it depends....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?