Home Equity

Home Equity

Home equity loan application with a stamp of "denied"
Home Equity

Jun 8, 2026

17 min

What Disqualifies You from a Home Equity Loan (and What to do Instead)

See common reasons home equity loan applications are denied, and explore alternative options to access the equity in your home....
a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Learn what Home Equity Agreements (HEAs) are, how they function, their advantages, and potential drawbacks....
A house-shaped cutout on an hourglass
Home Equity

May 11, 2026

17 min

How Long Does It Take to Get a Home Equity Loan?

If you're planning to tap your home's equity, one question is probably: when will I see the money? The honest answer is that it depends....
Excited older couple giving high five
Home Equity

Aug 6, 2025

5 min

The Ultimate Guide to Home Equity Investments for Retirees

As retirees look toward financial stability and improved quality of life in their golden years, exploring innovative financial solutions becomes critical....
Wooden blocks with "CASH FLOW" text of concept, a pen, a notebook, and a cup.
Home Equity

Aug 5, 2025

5 min

How a Home Equity Investment Can Improve Your Cash Flow

Learn how a HEI can improve your cash flow and financial stability....
Home Ownership, House, Savings, Loan, Mortgage
Home Equity

Aug 5, 2025

5 min

Home Equity Investments Vs Traditional Refinancing

When homeowners seek ways to tap into their home’s value, two popular options often surface: home equity investments and traditional refinancing...
Woman renovating house with money from home equity
Home Equity

Aug 4, 2025

5 min

Are HEI’s Safer Than Traditional HELOC’s?

Understanding which option is safer, more cost-effective, and best suited to your financial goals requires a clear look at each method's unique benefits and potential pitfalls....
Mobile home park. A row of residential mobile park homes in a small town somewhere in California.
Home Equity

Mar 28, 2025

4 min

Home Equity Options for Mobile Homes

Let’s dive into the options available for leveraging home equity in mobile homes, including typical home equity loan options....
Balance home and money, home loan, reverse mortgage concept.
Debt Resolution, Home Equity

Mar 14, 2025

7 min

How to Use Home Equity to Pay Off Debt

Home equity can be a powerful financial tool, especially when facing high-interest debt from credit cards, medical bills, or other loans....
Home equity loan requirements
Home Equity

Feb 26, 2025

4 min

Home Equity Loan Requirements

A home equity loan allows homeowners to borrow against the equity in their home, providing a way to finance significant expenses like home improvements, college tuition, or debt consolidation. However, obtaining a home equity loan...
Are home equity loans tax deductible
Home Equity

Feb 26, 2025

4 min

Is a Home Equity Loan Tax Deductible?

Whether or not you can deduct the interest from a home equity loan on your taxes depends on several factors including how you use the loan, the amount borrowed, and the prevailing tax laws....
How to find how much equity in home
Home Equity

Feb 25, 2025

3 min

How to Find Out How Much Equity You Have in Your Home

In this article, we'll explore what home equity is, how to calculate it, and why it's important for homeowners to stay informed about this aspect of their property....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?