JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Cash advances can look inexpensive up front, but the real cost can be much higher. Here's how to compare the tradeoffs clearly....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Adult serious couple sit and calculate their monthly domestic finances
Debt Resolution

Aug 7, 2025

9 min

What Happens When You Can’t Pay Back an Unsecured Loan

Understanding what happens when you can't repay these loans is crucial for anyone facing financial hardship....
Man in dark room looking at phone, stressed.
Debt Resolution

Aug 7, 2025

8 min

What Happens if a Debt Collector Refuses Payment?

Take a closer look at the reasons why a collector might refuse your payment, and what you can do about it....
A calculator sitting on a payroll ledger
Debt Resolution

Aug 6, 2025

9 min

What is a Bank Levy?

Let’s take a closer look at everything you need to know about bank levies, from how they work to your rights and options for protection....
Sticky note to pay off credit card. Stuck in monthly debt cycle,
Debt Resolution

Aug 6, 2025

8 min

How to Break the Credit Card Debt Cycle

Breaking free from the credit card debt cycle requires more than just willpower; it demands a strategic approach....
Excited older couple giving high five
Financial Education

Aug 6, 2025

5 min

The Ultimate Guide to Home Equity Investments for Retirees

As retirees look toward financial stability and improved quality of life in their golden years, exploring innovative financial solutions becomes critical....
Wooden blocks with "CASH FLOW" text of concept, a pen, a notebook, and a cup.
Financial Education

Aug 5, 2025

5 min

How a Home Equity Investment Can Improve Your Cash Flow

Learn how a HEI can improve your cash flow and financial stability....
Home Ownership, House, Savings, Loan, Mortgage
Financial Education

Aug 5, 2025

5 min

Home Equity Investments Vs Traditional Refinancing

When homeowners seek ways to tap into their home’s value, two popular options often surface: home equity investments and traditional refinancing...
Bankruptcy Chapter 7 is shown on the conceptual business photo
Debt Resolution

Aug 4, 2025

10 min

What You Can’t Do After Chapter 7 Bankruptcy

If you’re considering filing for Chapter 7, let’s take a closer look at the various limitations you'll face afterward…...
Woman renovating house with money from home equity
Financial Education

Aug 4, 2025

5 min

Are HEI’s Safer Than Traditional HELOC’s?

Understanding which option is safer, more cost-effective, and best suited to your financial goals requires a clear look at each method's unique benefits and potential pitfalls....
Portrait of worried senior woman
Financial Education

Jul 30, 2025

6 min

What Happens to Your Policy After You Sell It?

What exactly happens to your policy once it's sold? Understanding the next steps and implications can help you decide if this is right for you....
BNPL Buy now pay later online shopping concept.
Debt Resolution

Jul 30, 2025

8 min

Can Buy Now, Pay Later Debt Be Sold to Debt Collectors?

Can BNPL debt can be sold to debt collectors? What are the default implications?...
Female hands with a golden loupe and a papers at the desktop next to open laptop, close up, selected focus.
Personal Loans

Jul 25, 2025

7 min

How to Read the Fine Print on Loan Offers

Understanding what you’re really agreeing to can save you a lot of money, stress, and regret....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?