JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Cash advances can look inexpensive up front, but the real cost can be much higher. Here's how to compare the tradeoffs clearly....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Young man at computer in kitchen with questioning facial expression
Debt Resolution

Mar 27, 2025

4 min

Is Child Support Considered Debt When Applying for a Mortgage?

Concerned with how child support affects your ability to secure a home loan? Let's go over insights for both paying and receiving parents...
Frustrated young woman thinking of financial problems.
Debt Resolution

Mar 27, 2025

4 min

How Long Does Medical Debt Last?

Medical debt has unique characteristics that can significantly affect an individual's credit and overall financial health....
Close up image of the state of California on globe with terrain
Debt Resolution

Mar 27, 2025

6 min

What is the Statute of Limitations on Debt in California?

managing debt in California? Understand the statute of limitations, the implications for debtors and creditors, and important considerations regarding debt collection practices....
Electricity bills with light bulb and coins
Debt Resolution

Mar 26, 2025

6 min

Do Utility Bills Affect Your Credit Score?

Take a closer look at the connection between utility bills and credit scores....
Young smiling couple going over bills while sitting on the floor at home
Debt Resolution

Mar 26, 2025

7 min

What is Debt Investment?

Take a closer look at how debt investment works, its various forms, and practical applications for regular consumers like yourself....
Couple managing a pile of debt papers
Debt Resolution

Mar 26, 2025

7 min

Does Tax Debt Expire?

The short answer is yes—tax debt can expire, but the process is complex and subject to many exceptions and conditions....
image of papers including tax refund
Debt Resolution

Mar 26, 2025

8 min

Leveraging Tax Refunds to Pay Off Debt

Maximize your tax refund with these four strategic tips. Discover smart ways to invest, save, and reduce debt for a better financial future....
Tile worker doing tile work in bathroom remodel project
Financial Education

Mar 21, 2025

4 min

The Hidden Costs of Bathroom Remodeling

Explore the less obvious expenses involved in bathroom remodeling, providing insights to help you budget more effectively and avoid surprises....
Young couple buying new car on showroom floor
Financial Education

Mar 19, 2025

5 min

Do New Cars Have Higher Insurance Premiums?

Learn whether new cars have higher insurance premiums and discover key factors affecting rates including safety features, repair costs, and depreciation. Plus practical strategies to reduce your insurance costs when buying a new vehicle....
woman looking at tax refund and debt
Debt Resolution

Mar 19, 2025

5 min

Can Debt Collectors Take Your Tax Refund?

Private debt collectors generally cannot directly intercept your tax refund. However, there are important exceptions when it comes to government debts and certain other obligations....
Piano keyboard and Coins
Debt Resolution

Mar 18, 2025

11 min

What Are Debt Instruments?

What exactly are debt instruments, and how can understanding them help you manage your finances more effectively?...
A young man in a black casual is holding a white question mark symbol while sitting at the table
Debt Resolution

Mar 18, 2025

3 min

Can the Government Forgive My Debt?

Explore the various scenarios where government debt forgiveness is possible and the mechanisms through which it occurs....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?