JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Is debt consolidation a good idea?
Debt Resolution

Jun 27, 2024

8 min

Is Debt Consolidation a Good Idea?

Many turn to debt consolidation as a potential solution, hoping to simplify their payments and gain better control over their finances. But is debt consolidation a good idea for your specific situation?...
personal loan requirements
Personal Loans

Jun 27, 2024

5 min

What Are the Requirements for a Personal Loan?

Understanding the requirements for obtaining a personal loan can help you navigate the application process more effectively and increase your chances of approval....
Education
Personal Loans

Jun 18, 2024

6 min

What to do if you’re denied a debt consolidation loan

There are some very common reasons why someone won’t qualify for a debt consolidation loan, so if you find yourself in this situation, don’t panic. JG Wentworth offers debt relief services beyond loans that will...
Glossary - word from wooden blocks with letters, alphabetical list with words meanings dictionary glossary concept, random letters around, top view on grey background
Financial Education

Jun 18, 2024

14 min

Glossary of Financial and Legal Terms

Explore JG Wentworth's comprehensive glossary of financial terms. Understand key concepts related to structured settlements, annuities, and more. Empower your financial knowledge today!...
denied a debt consolidation loan
Financial Education

Jun 18, 2024

1 min

What product is right for you?

Discover the perfect financial solution for your needs with JG Wentworth. Explore our range of products, including structured settlements, annuities, and more, to find the right fit for your financial goals. Visit our page to...
Viking warrior Gunnar holding a sword and shield
Financial Education

Jun 18, 2024

2 min

Meet Gunnar

Legend has it that Gunnar can lift ten men with one arm and that his strength is a gift bestowed by Thor himself....
Viking Kindra holding a dagger and wearing a silver breastplate over her dress
Financial Education

Jun 18, 2024

2 min

Meet Kindra

She’s not driven by passion—she’s driven by the fact that if anyone else tries to do what she does, they’ll just do it wrong....
Happy for retirement
Annuity Purchasing

Jun 18, 2024

3 min

Selling Your Annuity for Retirement

Everyone cares about their retirement – it’s something people work and plan for their entire lives. And like other potential income sources – such as savings accounts, 401(k)s and Social Security payments, to name just...
Woman holding structured settlement payment
Structured Settlement

Jun 18, 2024

2 min

Types of Structured Settlements

Learn about the various types of structured settlements and how JG Wentworth can help you sell your structured settlement payments for a lump sum. Learn about your options and get the financial freedom you need...
Viking Frida smiling and wearing a breastplate over her dress
Financial Education

Jun 18, 2024

2 min

Meet Frida

She often speaks in poetic parables, imparting her wisdom to those who seek it. At least, the villagers think it’s wisdom....
Woman holding credit card
Debt Resolution

Jun 18, 2024

7 min

Life After Debt Settlement

Discover life after debt settlement with JG Wentworth's comprehensive debt relief program. Learn how to rebuild your financial future, manage your finances, and achieve lasting financial freedom....
Pay off debt faster
Debt Resolution

Jun 10, 2024

5 min

A Need for Speed: How to Accelerate Credit Card Debt Resolution

Discover effective strategies to accelerate your credit card debt resolution with JG Wentworth. Learn practical tips and solutions to manage and reduce your debt faster, ensuring a more secure financial future. Visit our page for...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?