JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Wooden seesaw with money bag and hourglass
Structured Settlement

Jul 14, 2026

13 min

Partial vs. Full Structured Settlement Sale: Which Is Right for You?

Both a partial and a full sale give you access to cash you need now, but each path carries different trade-offs....
How to find how much equity in home
Home Equity

Jul 14, 2026

3 min

How to Find Out How Much Equity You Have in Your Home

Understanding how to calculate home equity gives you the financial clarity to make smarter financial decisions....
a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

Book of debt inheritance laws
Debt Resolution

Nov 6, 2023

6 min

Can You Inherit Debt?

Can you inherit debt? Learn about the circumstances under which debt may be inherited, including spousal, parental, and other relative debts. Understand the role of estates, probate, and co-signers in managing inherited debt....
Are Annuities a Good Investment
Annuity Purchasing

Sep 27, 2023

7 min

Are Annuities a Good Investment?

Explore the benefits and considerations of annuities as an investment with JG Wentworth. Learn if annuities align with your financial goals and retirement planning strategies....
woman confused on if annuities are taxable
Annuity Purchasing

Aug 29, 2023

6 min

Are Annuities Taxable?

Learn about the tax implications of annuities, including qualified vs. non-qualified types, tax deferral benefits, and strategies to minimize taxes. Visit JG Wentworth for more....
How to Negotiate a Cash Settlement With an Insurance Company
Structured Settlement

Aug 14, 2023

9 min

How to Negotiate a Cash Settlement With an Insurance Company

Learn how to effectively negotiate a cash settlement with your insurance company. Discover expert tips, strategies, and step-by-step guidance to maximize your settlement and ensure you receive the compensation you deserve....
man weighed down by debt
Debt Resolution

Aug 14, 2023

8 min

How to Pay Off a Debt in Collections

Discover effective strategies to pay off debt in collections. Learn how to negotiate settlements, understand your rights, and regain financial stability. Visit our comprehensive guide for expert advice and practical tips....
How to tell if a debt collector is legitimate
Debt Resolution

Aug 14, 2023

8 min

How to Tell if a Debt Collector Is Legitimate

Learn how to identify legitimate debt collectors with JG Wentworth's comprehensive guide. Understand your rights, recognize red flags, and protect yourself from scams....
home repairs
Structured Settlement

Aug 14, 2023

5 min

Using Structured Settlement Payments to Pay for Home Renovations

Discover how JG Wentworth can help you use your structured settlement payments to fund home renovations. Learn about your options and get the cash you need to transform your living space today....
Man with umbrella walking on stones
Structured Settlement

Aug 1, 2023

7 min

How Long Does It Take to Receive a Structured Settlement?

Discover how long it takes to receive a structured settlement. Learn about the process, timelines, and factors that can affect your payment schedule. Get informed and make the best decisions for your financial future....
Man and woman looking at credit score report
Debt Resolution

Jun 30, 2023

9 min

Does Debt Relief Hurt Your Credit Score?

Discover how debt relief can impact your credit score. Learn about the potential effects, benefits, and considerations of debt relief programs to make informed financial decisions. Visit our page for expert insights and guidance....
legal dominoes about to fall on man
Debt Resolution

May 16, 2023

6 min

What are the Legal Risks of Being in Debt?

What are the legal risks of being in debt? Learn about potential consequences, your rights, and how to navigate debt-related legal challenges effectively. Stay informed and protect yourself from legal pitfalls....
Game pieces that spell out a hybrid of "wealth" and "health"
Financial Education

Apr 28, 2023

1 min

Try the JGW 70-Day Financial Fitness Challenge

Join JG Wentworth's 70-Day Financial Fitness Challenge and take control of your finances! Discover expert tips, practical tools, and daily challenges designed to help you achieve financial wellness. Start your journey to financial freedom today!...
Street sign with recession and recovery
Financial Education

Apr 18, 2023

6 min

How To Prepare for a Recession

Discover essential tips and strategies on how to prepare for a recession. Learn how to safeguard your finances, manage debt, and secure your financial future during economic downturns. Visit our comprehensive guide today!...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?