JG Wentworth

Picture of JG Wentworth

JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
The financial stress of a first date
Financial Education

Apr 8, 2026

9 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

9 min

What Is the Real Cost of a Cash Advance?

Cash advances can look inexpensive up front, but the real cost can be much higher. Here's how to compare the tradeoffs clearly....
Stopping debt collectors
Debt Resolution

February 4, 2026

10 min

What is the 11-Word Phrase to Stop Debt Collectors?

Judge Dismissing Debt Lawsuit
Debt Resolution

August 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

man breaking piggy bank
Annuity Purchasing

April 3, 2024

5 min

When Should I Start Taking Money Out of My Annuity?

Young woman at computer applying for loan online
Personal Loans

Sep 25, 2025

7 min

Online Personal Loans Explained

How do online loans differ from regular loans? And what criteria can you use to help you choose the right one for you?...
Woman signing loan agreement
Personal Loans

Sep 23, 2025

5 min

Questions to Ask Before Signing a Loan Agreement

By asking clear, targeted questions and reviewing the details with care, you can protect yourself from unpleasant surprises with your loan....
Lawyer looking at debt consolidation offers for client
Debt Resolution

Sep 23, 2025

8 min

Should You Get a Lawyer for Debt Consolidation?

While many people successfully consolidate their debts without legal assistance, there are specific situations where hiring a lawyer becomes not just helpful, but essential....
Woman sitting on concrete curb looking depressed
Debt Resolution

Sep 23, 2025

11 min

Can Debts Be Written Off Due to Mental Illness?

Explore the legal, financial, and ethical considerations involved for anyone struggling with their financial and mental health....
Woman taking batch of hundred dollar bills
Personal Loans

Sep 23, 2025

5 min

How Do Lenders Decide Your Loan Amount?

Financial institutions weigh several factors to determine what they believe you can reasonably borrow and repay....
Couple on couch looking at loan prequalification letter
Personal Loans

Sep 23, 2025

5 min

What Does “Prequalified” Mean for a Loan?

Prequalification is just an early step in the lending process, and it’s important to understand what it does and doesn’t mean before you move forward....
Personal Loans

Sep 23, 2025

5 min

What Is a Soft Credit Pull?

This guide explains what a soft credit pull is, when it happens, how it differs from a hard pull, and why it matters....
Man comparing loan options at table
Personal Loans

Sep 18, 2025

5 min

What Is a Non-Recourse Loan?

Understanding what sets a non-recourse loan apart from standard financing can help borrowers make more informed financial decisions....
Banker discusses banking services to new customer
Personal Loans

Sep 18, 2025

6 min

Flex Loans Explained

This guide will walk through what a flex loan is, how it works, and what makes it different from other lending products....
A person holding a red piggy bank and a red alarm clock
Personal Loans

Sep 18, 2025

5 min

How Long Does It Take To Get a Loan?

This guide will break down what affects the timeline, how long different types of loans typically take, and what you can do to speed things up....
Debt numb chart
Financial Education

Sep 17, 2025

12 min

Debt Numb: The correlation between increasing debt and levels of stress

New survey examines the relationship between debt levels and stress, to find if – and when – Americans become “debt numb”....
Good and bad on both sides of a scale
Debt Resolution

Sep 15, 2025

10 min

Good Debt vs. Bad Debt

Understanding the difference between good debt and bad debt is one of the most crucial financial literacy skills anyone can develop....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?