JG Wentworth

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JG Wentworth

JG Wentworth is a financial services company that specializes in structured settlement/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.
Desperate young woman sit on sofa at home calculates expenses feeling stressed about bank loan payments, lack of money, financial problems, thinking of unpaid taxes, bankruptcy, overdue bills concept
Debt Resolution

Nov 2, 2026

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24 min

Financial Hardship Programs: What They Are and How to Get Help

Debt collection concept with gavel, calculator and money, symbolizing financial struggle
Debt Resolution

Nov 2, 2026

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21 min

Being Sued by a Debt Collector: What to Expect and How to Respond

Woman stressed being contacted by multiple debt collectors
Debt Resolution

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August 27, 2026

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26 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

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July 24, 2026

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18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

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May 27, 2026

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18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

A house-shaped cutout on an hourglass
Home Equity

May 11, 2026

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17 min

How Long Does It Take to Get a Home Equity Loan?

If you're planning to tap your home's equity, one question is probably: when will I see the money? The honest answer is that it depends....
The financial stress of a first date
Financial Education

Apr 8, 2026

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10 min

Love on a Budget: Are Americans too broke to date?

Dating has a price tag, but for many, it's becoming too high. We look at the real cost of modern romance, from first date spending to the financial pressures pushing people out of dating altogether....
a few dollar bills, banknotes on a white background, with a golden pen and calculator, business concept
Personal Loans

Apr 8, 2026

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9 min

What Is the Real Cost of a Cash Advance?

Cash advances can look inexpensive up front, but the real cost can be much higher. Here's how to compare the tradeoffs clearly....
94.6% of survey respondents reported sleep disruption from financial worries
Financial Education

Apr 7, 2026

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13 min

How much sleep are Americans losing due to debt stress?

Debt and financial stress are costing Americans sleep. This survey discovers how much sleep is lost, which debts are most likely to keep you awake at night, and who is most affected....
Close up judge hammer gavel on many credit card with white wall background copy space.
Debt Resolution

Apr 3, 2026

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12 min

How Much Does It Cost to File Bankruptcy?

Bankruptcy can feel like a financial lifeline when debt spirals out of control - but what's the real cost of filing?...
Nearly all americans worry about their finances if they were to be hospitalized
Financial Education

Apr 1, 2026

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14 min

The true cost of medical emergencies

Medical emergencies can push Americans into debt quickly. Our survey reveals the average financial breaking point, medical debt levels, and how insurance gaps affect healthcare decisions....
Cheerful woman in her 20s joyfully dancing in living room with arms out, kicking leg after becoming debt free
Debt Resolution

Mar 31, 2026

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12 min

Top 10 Benefits of Having No Credit Card Debt

This article walks through the ten best reasons to pay off your credit cards and how doing so can fundamentally change your financial future....
A Generic Credit Score Rating with Fair Credit - 600
Debt Resolution

Mar 31, 2026

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13 min

600 Credit Score: Is it Good? (And How to Improve it Fast)

With the right strategy, moving from 600 to 700 is an achievable goal within 12 to 18 months for most people....
Human hand giving money to other hand vector illustration
Structured Settlement

Mar 31, 2026

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16 min

Guide to Selling Casino and Lottery Winnings

Understanding the details of selling your lottery or casino winnings can be the difference between financial security or a costly mistake....
Bankruptcy is more stressful than buying a home, having a child, getting married or experiencing bereaevement
Financial Education

Mar 17, 2026

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12 min

America On The Brink of Bankruptcy

Explore what’s pushing Americans to the brink of bankruptcy, from rising living costs to growing debt, and how people rebuild their finances after filing....
Common reasons for debt main callout image
Financial Education

Mar 5, 2026

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12 min

The Most Common Reasons for Debt

New research reveals the leading causes of personal debt in the U.S., along with its effects and the strategies people use to manage it....
Couple who just paid off debt
Debt Resolution

Mar 2, 2026

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18 min

How to Pay Off Your Credit Card Debt (No, Really)

Discover effective strategies to pay off your credit card debt with JG Wentworth. Learn about debt consolidation, budgeting tips, and financial planning to regain control of your finances. Visit our page for expert advice and...

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?