Personal Loans

Personal Loans

Woman signing loan agreement
Personal Loans

Sep 23, 2025

5 min

Questions to Ask Before Signing a Loan Agreement

By asking clear, targeted questions and reviewing the details with care, you can protect yourself from unpleasant surprises with your loan....
Woman taking batch of hundred dollar bills
Personal Loans

Sep 23, 2025

5 min

How Do Lenders Decide Your Loan Amount?

Financial institutions weigh several factors to determine what they believe you can reasonably borrow and repay....
Couple on couch looking at loan prequalification letter
Personal Loans

Sep 23, 2025

5 min

What Does “Prequalified” Mean for a Loan?

Prequalification is just an early step in the lending process, and it’s important to understand what it does and doesn’t mean before you move forward....
Personal Loans

Sep 23, 2025

5 min

What Is a Soft Credit Pull?

This guide explains what a soft credit pull is, when it happens, how it differs from a hard pull, and why it matters....
Man comparing loan options at table
Personal Loans

Sep 18, 2025

5 min

What Is a Non-Recourse Loan?

Understanding what sets a non-recourse loan apart from standard financing can help borrowers make more informed financial decisions....
Banker discusses banking services to new customer
Personal Loans

Sep 18, 2025

6 min

Flex Loans Explained

This guide will walk through what a flex loan is, how it works, and what makes it different from other lending products....
A person holding a red piggy bank and a red alarm clock
Personal Loans

Sep 18, 2025

5 min

How Long Does It Take To Get a Loan?

This guide will break down what affects the timeline, how long different types of loans typically take, and what you can do to speed things up....
Man on couch looking at debt consolidation options
Personal Loans

Sep 15, 2025

7 min

Low Interest Debt Consolidation Options

Learn about low interest debt consolidation, helping you understand your options, qualify for the best rates, and make informed decisions,...
Young man with hands out looking confused at computer
Personal Loans

Sep 15, 2025

8 min

Can You Get a Personal Loan Without a Credit Check?

The short answer is yes, but with significant caveats. While no-credit-check loans do exist, they often come with higher costs and risks....
Man with magnifying glass looking at wooden cubes with "%" signs on them
Personal Loans

Sep 10, 2025

11 min

Low Interest Personal Loans

Understanding how to secure low interest personal loans can save borrowers thousands of dollars over the life of their loan....
Couple asking for loan
Personal Loans

Sep 5, 2025

6 min

The Truth About No-Fee Personal Loans

A loan that does not charge fees seems like the simplest way to borrow, but the reality is a little more complex....
Couple at computer looking at options of paying medical debt
Personal Loans

Sep 5, 2025

5 min

Can You Use a Personal Loan to Pay Medical Bills?

Many people ask whether they can use a personal loan to pay for medical bills. The short answer is yes, but with careful consideration....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?