Personal Loans

Personal Loans

Mobile Device On Credit Application Document
Personal Loans

Dec 26, 2023

6 min

Basics of Credit Inquiry

Read about credit inquiries and their impact on your credit score....
Dart board
Personal Loans

Dec 26, 2023

8 min

Understanding Credit Scores

This guide offers insights for navigating the intricate world of credit scoring effectively....
assets_3ccfb1a8199346ae9c337545b74b6f04_4912b9f9226f466bb2cb6a8d017d0e39
Personal Loans

Dec 22, 2023

9 min

What is a Personal Loan?

These loans, provided by banks or online lenders, cater to diverse needs like debt consolidation, home improvements, or unexpected expenses and do not require any collateral....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?