Debt Resolution

Debt Resolution

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Debt Resolution

Apr 3, 2026

12 min

How Much Does It Cost to File Bankruptcy?

Cheerful woman in her 20s joyfully dancing in living room with arms out, kicking leg after becoming debt free
Debt Resolution

Mar 31, 2026

0 min

Top 10 Benefits of Having No Credit Card Debt

This article walks through the ten best reasons to pay off your credit cards and how doing so can fundamentally change your financial future....
A Generic Credit Score Rating with Fair Credit - 600
Debt Resolution

Mar 31, 2026

0 min

600 Credit Score: Is it Good? (And How to Improve it Fast)

With the right strategy, moving from 600 to 700 is an achievable goal within 12 to 18 months for most people....
Couple who just paid off debt
Debt Resolution

Mar 2, 2026

18 min

How to Pay Off Your Credit Card Debt (No, Really)

Discover effective strategies to pay off your credit card debt with JG Wentworth. Learn about debt consolidation, budgeting tips, and financial planning to regain control of your finances. Visit our page for expert advice and...
Wooden brown judge gavel on the table, copy space, banner background.
Debt Resolution

Feb 17, 2026

14 min

What Is Regulation F?

Whether you're currently dealing with collectors or want to know your rights for the future, this guide breaks down what Regulation F means for you....
Gavel and stack US paper currency on the table
Debt Resolution

Feb 10, 2026

14 min

Guide to Court-Ordered Debt Collections

Discover critical questions about court-ordered debt collections and get practical information to help you make informed decisions...
Man looking at ringing phone confused
Debt Resolution

Feb 10, 2026

13 min

Why Is Portfolio Recovery Calling Me When I Have No Debt?

If you've found yourself asking "Why is Portfolio Recovery calling me when I have no debt?" you're not alone....
Blue background with calculator and text of "debt consolidation plan"
Debt Resolution

Feb 5, 2026

24 min

How To Consolidate Credit Card Debt

This comprehensive guide will walk you through everything you need to know about consolidating credit card debt....
Man applying for credit card online. Wondering about the 2 3 4 bank of america rule
Debt Resolution, Financial Education

Feb 5, 2026

18 min

What is the 2/3/4 Rule for Credit Cards?

The 2/3/4 rule is a Bank of America-specific policy that limits how frequently you can open new credit card accounts with the bank....
Stopping debt collectors
Debt Resolution

Feb 4, 2026

12 min

What is the 11-Word Phrase to Stop Debt Collectors?

Sounds like magic, right? Thankfully, there’s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....
"7" on paper with blue background
Debt Resolution

Jan 28, 2026

20 min

What is the 7-7-7 Rule in Collections?

One of the most important regulations to understand is the 7-7-7 rule, which restricts how often debt collectors can contact you....
White and Black Piggy Banks On Wooden Seesaw - Comparing financial options
Debt Resolution, Personal Loans

Jan 6, 2026

14 min

Debt Consolidation vs Personal Loan

While these terms are sometimes used interchangeably, they represent different approaches to handling financial obligations....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?