Debt Resolution

Debt Resolution

Lawyer looking at debt consolidation offers for client
Debt Resolution

Sep 23, 2025

8 min

Should You Get a Lawyer for Debt Consolidation?

While many people successfully consolidate their debts without legal assistance, there are specific situations where hiring a lawyer becomes not just helpful, but essential....
Woman sitting on concrete curb looking depressed
Debt Resolution

Sep 23, 2025

11 min

Can Debts Be Written Off Due to Mental Illness?

Explore the legal, financial, and ethical considerations involved for anyone struggling with their financial and mental health....
Good and bad on both sides of a scale
Debt Resolution

Sep 15, 2025

10 min

Good Debt vs. Bad Debt

Understanding the difference between good debt and bad debt is one of the most crucial financial literacy skills anyone can develop....
Money bag in middle of maze on paper
Debt Resolution

Sep 15, 2025

7 min

Can You Get a Grant to Pay Off Debt?

While the answer isn't a simple yes or no, there are legitimate grant opportunities available for debt relief....
Worried woman about home finances
Debt Resolution

Sep 10, 2025

9 min

Managing Credit Card Debt While Unemployed

With the right strategies and mindset, it's possible to navigate this challenging period while protecting your credit score and setting yourself up for future financial recovery....
Pink piggy bank frozen in ice cube, frozen account concept, cold blue ice background
Debt Resolution

Sep 10, 2025

14 min

What to Do if a Debt Collector Freezes Your Bank Account

Let’s walk you through exactly what to do, step by step, when you discover your account has been frozen....
A focused couple is seen working on their budget plans, with one using a laptop and the other reviewing documents on the table. They show determination and cooperation.
Debt Resolution

Aug 22, 2025

10 min

Inheriting a House with Debt

Let’s take a closer look at everything you need to know about inheriting a house with debt....
Judge Dismissing Debt Lawsuit
Debt Resolution

Aug 14, 2025

10 min

How to Get a Debt Lawsuit Dismissed

There are several legitimate legal strategies that can lead to debt lawsuit dismissal. Let's take a look at the top 3....
Piggy bank with sign 403b on a side. Retirement plan.
Debt Resolution

Aug 14, 2025

7 min

Can You Borrow from Your 403(b) to Pay Off Debt?

Thinking about dipping into your 403(b) retirement account for debt? Learn about pros and cons, here....
the word of GRANTS on building blocks concept
Debt Resolution

Aug 14, 2025

7 min

Grants for Credit Card Debt

Let’s take a look at grants for credit card debt relief, explore some alternatives, and provide strategies for how you can move forward....
Statute of limitations sign, book and gavel.
Debt Resolution

Aug 14, 2025

10 min

Statute of Limitations on Debt After Death

Learn how the statute of limitations affects debt collection efforts after death and how to navigate this challenging transition....
Wooden figure with 2 options. Concept of choosing between debt settlement and court
Debt Resolution

Aug 12, 2025

11 min

Should You Settle Debt or Go to Court?

Deciding between settling delinquent debt or going to court? Compare both options and see what may be best for you....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?