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Debt Resolution

Debt Resolution

Man stressed looking at options for help with debt
Debt Resolution

Oct 31, 2025

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13 min

What’s the Difference Between Debt Settlement and Management?

Struggling with debt? Debt settlement and debt management both promise relief, but they work in fundamentally different ways....
Two wooden blocks with someone holding a puzzle piece with "mediation" in between them
Debt Resolution

Oct 31, 2025

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12 min

Understanding Debt Mediation

Debt mediation represents a middle ground between struggling alone with unmanageable debt and taking more drastic measures like bankruptcy....
Man at computer reading options between debt relief and bankruptcy
Debt Resolution

Oct 31, 2025

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11 min

Debt Relief vs. Bankruptcy

Debt relief and bankruptcy both offer solutions to those struggling with debt, however are extremely different....
FHA loan written on the model of home.
Debt Resolution

Oct 28, 2025

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11 min

FHA Loan Debt-to-Income Ratio Requirements

Let's look at the DTI (Debt-to-Income) requirements associated with FHA (Federal Housing Administration) home loans....
Man stressed after receiving debt summons
Debt Resolution

Oct 28, 2025

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12 min

Sample Answer to a Credit Card Debt Summons

Receiving a summons for credit card debt can be extremely stressful. This sample response will help you respond....
Electronic highway billboard with government shutdown ahead warning
Debt Resolution

Oct 27, 2025

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11 min

Do I Still Have to Pay My Debt During a Government Shutdown?

The short answer is unequivocally yes—you absolutely must continue paying your debts during a government shutdown....
The symbolic residence of the US President, the White House, against the backdrop of the American flag and coins
Debt Resolution

Oct 17, 2025

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16 min

Government Employees and Debt

Understanding how debt and financial management intersect with federal employment is crucial for the everyday government workers who make up the backbone of federal operations....
woman writing a list of debt on notebook calculating her expenses with calculator
Debt Resolution, Personal Loans

Oct 17, 2025

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7 min

Best Personal Loans for Getting out of Debt

A personal loan can simplify your finances by combining multiple debts into one payment—but only if you choose wisely. But which personal loans are the best?...
Debt consolidation loan form, notepad and calculator.
Debt Resolution

Oct 17, 2025

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15 min

How to Apply for a Debt Consolidation Loan

Debt consolidation combines multiple debts into a single payment, but knowing how to navigate the application process is crucial....
Customers at bank listening to financial offers from bank
Debt Resolution

Oct 7, 2025

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15 min

Why Banks Try to Sell You Credit Cards and Personal Loans

Banks are in the business of lending money, and they're persistent about it. But understanding why they push these products is important....
Wooden scale with marriage figures on one end - and coins on other. Financial balance in marriage concept.
Debt Resolution

Oct 7, 2025

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12 min

Is a Spouse Liable for Their Partner’s Credit Card Debt?

Understanding the rules and taking proactive steps to protect yourself in marriage isn't cynical—it's simply smart financial management....
Wooden Gavel With Credit Card
Debt Resolution

Sep 29, 2025

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12 min

Credit Card Debt Statute of Limitations

Recommended reading for you

Stopping debt collectors
Debt Resolution

Aug 22, 2025

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11 min

What is the 11-Word Phrase to Stop Debt Collectors?

Sounds like magic, right? Thankfully, there’s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....
Judge Dismissing Debt Lawsuit
Debt Resolution

Aug 14, 2025

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10 min

How to Get a Debt Lawsuit Dismissed

There are several legitimate legal strategies that can lead to debt lawsuit dismissal. Let's take a look at the top 3....
man breaking piggy bank
Annuity Purchasing

Apr 3, 2024

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5 min

When Should I Start Taking Money Out of My Annuity?

Discover expert advice on when to start taking money out of your annuity with JG Wentworth. Learn about the best strategies for maximizing your retirement income and making informed financial decisions. Visit our page for...
man with phone and credit card
Debt Resolution

Mar 20, 2024

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5 min

Can I Still Use My Credit Card after Debt Consolidation?

Can you use your credit card after debt consolidation? Learn about the implications, benefits, and strategies for responsible credit card use post-consolidation to maintain financial health....