Notice of Credit Card Debt Forgiveness: What It Means and What to Do
A debt forgiveness notice means your creditor stopped collecting, but the forgiven amount is usually taxable. See what to do and how Form 982 can help.
What Is Home Equity Sharing?
Home equity sharing gives you cash now for a share of your home’s future value. See how it differs from a HELOC, what it costs, and who it works best for.
How to Stop Interest From Growing on Your Credit Card Debt
Credit card interest compounds daily, so waiting costs you. Compare balance transfers, consolidation, rate negotiation and settlement to stop the growth.
Who Is a Home Equity Agreement Right For?
Wondering if a home equity agreement is right for you? See who qualifies, who should not apply, and how an HEA compares to a HELOC or home loan.
Free Government Debt Relief Programs
Searching for a government program to erase credit card debt? No grant does that. See what real help exists and how to spot the scams promising it.
HELOC Alternatives: Seven Ways to Tap Your Home’s Value
Homeowners who want to tap into their homes equity without great credit have real alternatives, and this guide breaks down seven of them.
How to Pay off $20,000 in Credit Card Debt
If you have $20,000 in debt and are looking into best options on paying it down, start here. This guide goes over 4 popular options available.
Can a Pension be Garnished for Credit Card Debt?
Most pensions and Social Security are protected from credit card garnishment under ERISA and federal law. Learn the exceptions and how to protect retirement income.
Which types of debt leave Americans feeling the most trapped?
Which debt feels impossible to escape? Our survey reveals the debts Americans feel most trapped by and what it would take to finally become debt-free.
The 11-Word Phrase to Stop Debt Collectors (2026 Guide)
The 11-word phrase can stop collector calls under the FDCPA. Learn how to use it in writing, your rights, and how to negotiate the debt behind the calls.
How to Get a Credit Card Lawsuit Dismissed (Step by Step)
Being sued over a credit card? Learn how to answer the summons, the affirmative defenses that get cases dismissed, and what to do after you are served.
What Is Debt Negotiation, And How Does It Work?
Debt negotiation is exactly what it sounds like: asking a creditor to accept less than what you owe. See how it works:
