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America On The Brink of Bankruptcy

Bankruptcy is more stressful than buying a home, having a child, getting married or experiencing bereaevement

Explore what’s pushing Americans to the brink of bankruptcy, from rising living costs to growing debt, and how people rebuild their finances after filing.

The Most Common Reasons for Debt

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New research reveals the leading causes of personal debt in the U.S., along with its effects and the strategies people use to manage it.

How to Pay Off Your Credit Card Debt (No, Really)

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Discover effective strategies to pay off your credit card debt with JG Wentworth. Learn about debt consolidation, budgeting tips, and financial planning to regain control of your finances. Visit our page for expert advice and practical solutions.

What Is Regulation F?

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Whether you’re currently dealing with collectors or want to know your rights for the future, this guide breaks down what Regulation F means for you.

The Disadvantages of an Annuity

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While insurance companies and financial advisors often promote annuities as safe, reliable income streams for retirees, the reality is more complicated.

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

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