Home Equity

Home Equity

Excited older couple giving high five
Home Equity

Aug 6, 2025

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5 min

The Ultimate Guide to Home Equity Investments for Retirees

As retirees look toward financial stability and improved quality of life in their golden years, exploring innovative financial solutions becomes critical....
Wooden blocks with "CASH FLOW" text of concept, a pen, a notebook, and a cup.
Home Equity

Aug 5, 2025

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5 min

How a Home Equity Investment Can Improve Your Cash Flow

Learn how a HEI can improve your cash flow and financial stability....
Home Ownership, House, Savings, Loan, Mortgage
Home Equity

Aug 5, 2025

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5 min

Home Equity Investments Vs Traditional Refinancing

When homeowners seek ways to tap into their home’s value, two popular options often surface: home equity investments and traditional refinancing...
Mobile home park. A row of residential mobile park homes in a small town somewhere in California.
Home Equity

Mar 28, 2025

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4 min

Home Equity Options for Mobile Homes

Let’s dive into the options available for leveraging home equity in mobile homes, including typical home equity loan options....
Balance home and money, home loan, reverse mortgage concept.
Debt Resolution, Home Equity

Mar 14, 2025

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7 min

How to Use Home Equity to Pay Off Debt

Home equity can be a powerful financial tool, especially when facing high-interest debt from credit cards, medical bills, or other loans....
dominoes falling towards house from both sides, mans hand protecting house
Home Equity

Mar 5, 2025

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4 min

Difference Between Home Insurance and Home Warranty

Explore the differences between home insurance and home warranties, helping you determine which coverage or combination of both is right for your home....
Home equity loan requirements
Home Equity

Feb 26, 2025

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4 min

Home Equity Loan Requirements

A home equity loan allows homeowners to borrow against the equity in their home, providing a way to finance significant expenses like home improvements, college tuition, or debt consolidation. However, obtaining a home equity loan...
Man refinancing a home equity loan. Calculator and model home on table.
Home Equity

Feb 24, 2025

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4 min

Can You Refinance a Home Equity Loan?

Refinancing a home equity loan means replacing your existing home equity loan with a new one, often with different terms....
Home equity line of credit HELOC is shown as the business and financial concept
Home Equity

Feb 24, 2025

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4 min

What is a Home Equity Line of Credit?

Unlike a traditional home equity loan that gives you a lump sum upfront, a HELOC operates more like a credit card, providing a revolving line of credit that you can draw from as needed....
Pensive black couple in casual wear on yellow backdrop
Home Equity

Feb 12, 2025

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4 min

Who Should Consider a Home Equity Agreement?

Who exactly should consider entering into a Home Equity Agreement? This guide covers: What HEAs are, how they work, and the type of homeowner who might benefit most from this financial tool....
couple at table looking at home equity options for their financial needs
Financial Education, Home Equity

Feb 12, 2025

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4 min

Combining Home Equity Agreements with Other Financial Products

Home Equity loan options, when wisely paired with other financial solutions, can create a robust financial strategy that supports long-term goals and immediate needs....
HEA pros and cons
Home Equity

Jan 31, 2025

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4 min

Home Equity Agreements: Pros and Cons

This article will explore the pros and cons of home equity agreements to help homeowners make informed decisions....

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?