Debt Resolution

Debt Resolution

Is it better to pay debt or save
Debt Resolution, Financial Education

Jul 26, 2024

7 min

Is it Better to Pay Off Debt or Save?

Your situation is unique, and what works for your neighbor might not work for you. That said, there are some general principles we can explore to help you make the best decision for your circumstances...
Is a mortgage considered debt
Debt Resolution

Jul 26, 2024

7 min

Is a Mortgage Considered Debt?

It's a great question, and the answer might surprise you. So, let's dive in and demystify this whole mortgage-as-debt situation....
Image of woman jumping with joy after becoming debt free
Debt Resolution

Jul 26, 2024

6 min

How to Become Debt-Free (In a Nutshell)

In this article, we’ll outline a step-by-step process for getting out of debt through budgeting, debt repayment methods, lifestyle changes, and more. While there's no magic solution, consistent effort following these principles can put you...
What can debt collectors do? FDCPA Fair Debt Collection Practices Act on a table.
Debt Resolution

Jul 26, 2024

7 min

What Can Debt Collectors Do?

Let's explore what debt collectors can and cannot do, as well as the rights you have as a consumer. Armed with this knowledge, you'll be better equipped to navigate debt resolution journey with more confidence....
Benjamin Franklin portrait and light bulbs idea concept
Debt Resolution

Jul 26, 2024

7 min

How to Figure Out What Debt Collectors You Owe

going through bills and looking worried
Debt Resolution

Jul 24, 2024

8 min

How to Get Out of Debt on a Low Income

Let's break this down into manageable steps and strategies that can help you regain control of your finances, even when money is tight....
Mortgages and debt to income ratio
Debt Resolution

Jul 23, 2024

6 min

What Debt to Income Ratio is Needed for a Mortgage?

Getting a mortgage is a rewarding rite of passage for many adults, but one that can also be the source of a lot of stress – stress that is made worse if you’re struggling with...
Coin stacks with letter dice - Yield
Debt Resolution

Jul 23, 2024

6 min

What is Debt Yield?

In the world of consumer finance, navigating the complex landscape of loans, credit cards, and other forms of debt can be a daunting task. While interest rates and repayment terms often take center stage, there's...
What is revolving debt?
Debt Resolution

Jul 23, 2024

8 min

What is Revolving Debt?

At its core, revolving debt is a form of open-ended credit that revolves or cycles. Unlike a traditional loan, where you receive a lump sum of money and repay it over a fixed period, revolving...
Notice of Lawsuit
Debt Resolution

Jul 23, 2024

7 min

What Happens When You Get Served Papers for Debt

Make no mistake - receiving a debt summons isn't something to be ignored or taken lightly. While the unpleasant realities of aggressive debt collectors constantly hounding you for payment feel agonizing enough, this court filing...
Legal Gavel with Credit Cards - Colored Background - 3D Rendering
Debt Resolution

Jul 23, 2024

6 min

How Often do Debt Collectors Take You to Court?

Anyone struggling with mounting debt most likely cringes at those dreadful calls from collectors, sternly demanding payment on outstanding bills with not-so-subtle threats of "further action." But how often do these collection agencies really make...
Graph on table of debt to asset ratio
Debt Resolution

Jul 23, 2024

6 min

How (and why) to Calculate Your Debt-to-Asset Ratio

What exactly is this ubiquitous debt-to-asset ratio? How do you go about calculating it for your own situation? And perhaps most importantly, why should you even care about keeping tabs on it? Let's dive in...