Loan Options For You

Keep it simple – consolidate your debt
with a personal loan.

This secure service is free and will NOT affect your credit score.

Find your best loan option

Loan proceeds will directly pay off your debt and any remaining balance goes directly into an account you designate.

1

Check your rates with no impact to your credit score

2

Choose the offer that works best for you

3

Easily upload documents online

Featured Loan Options Articles

Wooden house next to calculator and tax forms
Home Equity

Jun 30, 2026

17 min

Are Home Equity Loans Tax Deductible?

Tapping your home's equity can be a useful financial move but whether the interest is ax deductible depends....
Opened male hand, palm up on a yellow background. Debt collection concept
Debt Resolution

Jun 30, 2026

17 min

Can Debt Collectors Charge Interest?

Debt collectors can legally charge interest on a debt you owe — but only if the original contract permitted it or state law specifically allows it....
Real estate investing concept. investment long-term property passive income, home rent, invest budget, mortgage house, house insurance and residential concept.
Home Equity

Jun 29, 2026

19 min

HELOC, Home Equity Loan, Cash-Out Refi, HEA: Which is Best?

Looking to use the equity in your home? This guide cuts through the confusion so you can make a confident, informed decision....
House model on top of stack of money as growth of mortgage credit, Concept of property management. Invesment and Risk Management.
Debt Resolution, Home Equity

Jun 29, 2026

19 min

How to Use Home Equity to Build Wealth and Pay off Debt

Your home equity is one of the most powerful financial tools you own—but only if you use it strategically. See how, here....

JGW Debt Settlement, LLC d/b/a JG Wentworth (“JG Wentworth”) has partnered with MoneyLion to provide this loan referral service. JG Wentworth is not a lender and cannot ultimately decide whether or not you are approved for a loan. JG Wentworth does not determine or influence the amount of money you may receive from using this referral services. JG Wentworth and MoneyLion receive compensation for their services. This compensation may influence the selection, appearance, and order of appearance of the offers.

JGW Debt Settlement, LLC NMLS ID #1925575 Consumer Access – Company (nmlsconsumeraccess.org)

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?