Loan Options For You

Keep it simple – consolidate your debt
with a personal loan.

This secure service is free and will NOT affect your credit score.

Find your best loan option

Loan proceeds will directly pay off your debt and any remaining balance goes directly into an account you designate.

1

Check your rates with no impact to your credit score

2

Choose the offer that works best for you

3

Easily upload documents online

Featured Loan Options Articles

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Home Equity

Jun 8, 2026

17 min

What Disqualifies You from a Home Equity Loan (and What to do Instead)

See common reasons home equity loan applications are denied, and explore alternative options to access the equity in your home....
Woman at table looking at finances, considering bankruptcy
Debt Resolution

Jun 8, 2026

14 min

How to Avoid Bankruptcy

Struggling with debt that seems insurmountable? Bankruptcy may be avoidable, see how here....
Papers for cash advance with calculator and money.
Personal Loans

Jun 8, 2026

0 min

Same-Day Cash Advances With Bad Credit: What to Know First

Need cash today with bad credit? Learn how same-day cash advance apps work and what to watch for before using one....
Pink piggy bank in a lifebelt floating on a clear water in blue sky. Illustration of the concept of financial crisis, recession and banking panics
Personal Loans

Jun 8, 2026

15 min

Emergency Loans for Bad Credit: Fast Options and Tradeoffs

Need money fast with bad credit? Learn how emergency loans work, how fast funding can happen, what options to compare, and what to watch for before borrowing....

JGW Debt Settlement, LLC d/b/a JG Wentworth (“JG Wentworth”) has partnered with MoneyLion to provide this loan referral service. JG Wentworth is not a lender and cannot ultimately decide whether or not you are approved for a loan. JG Wentworth does not determine or influence the amount of money you may receive from using this referral services. JG Wentworth and MoneyLion receive compensation for their services. This compensation may influence the selection, appearance, and order of appearance of the offers.

JGW Debt Settlement, LLC NMLS ID #1925575 Consumer Access – Company (nmlsconsumeraccess.org)

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?