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Tap into your home equity.
No monthly payments.

Get $50,000 or more from your home without refinancing.
Prequalify in under 2 minutes. No income requirements. No need for perfect credit.

Checking offers will NOT impact your credit score

30 years helping families move forward financially

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Pursuant to the Fair Credit Reporting Act (FCRA), I hereby provide my written instructions and authorization for J.G. Wentworth to obtain a consumer report on me. I understand that J.G. Wentworth has a permissible purpose under the FCRA to request and review my consumer report in connection with a financial transaction. I acknowledge that this request for a consumer report is being made in accordance with my explicit consent and instructions as required under the FCRA.

Prequalification will not impact credit score

Your data is securely encrypted

To provide you with the most accurate estimate of your available home equity, we need to make sure we’re evaluating the correct property.

If your home is part of a multiunit building, including your unit number helps us match your property and provide the most accurate estimate.

We use publicly available data and recent sales in your area to estimate your home’s value. If it doesn’t look right, you can adjust it. The value entered here will be used to generate your initial estimate, and if you complete an application, we’ll verify it through a third-party valuation.

Yes. JG Wentworth’s Home Equity Cashout is only available to homeowners. If you’re not the owner of the property, you won’t be eligible to proceed.

Some properties don’t have enough public data for us to generate a reliable estimate. You can enter your best estimate instead.

Recent sales of similar homes, online valuation tools, or a number you’ve received from a lender or agent are all good reference points.

You can usually find it on your most recent mortgage statement or by logging into your lender’s online portal.

While a more accurate number ensures a more accurate Cashout estimate, an estimate of your mortgage balance is perfectly fine. We’ll confirm the exact amount later if you move forward.

We use your contact details to share your personalized estimate and follow up if we need anything to review your request. For full details on how your information may be used, please review the disclosures and consents above the “Get my offer” button on this page.

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?