The J.G. Wentworth Company ® Consumer Privacy Notice

This notice is effective as of November 30, 2017.

FACTS:

WHAT DOES THE J.G. WENTWORTH COMPANY® DO WITH YOUR PERSONAL INFORMATION?

Why? 

Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? 

The types of personal information we collect and share depend on the transaction(s) you have with us. This information can include:

  • Social Security number and contact information (e.g.: name, address, telephone number(s), email)
  • Transaction information, details, and balances, transaction history and any other information resulting from a transaction with one of our divisions.
  • Credit history/credit score, information contained in public records, and any other information and documents you provide to us or authorize us to obtain
  • Non-public health information, where applicable

How? 

Most companies need to share personal information to run their everyday business. In the section below, we list the reasons we can share your personal information; the reasons we choose to share; and whether you can limit this sharing.

 

Reasons We Can Share Your Personal Information  Does the Company Reserve The Right To Share?  Can You Limit This Sharing? 
For our everyday business purposes— such as to process and service your transactions, respond to court orders and legal investigations, report to credit bureaus, or as otherwise permitted by law  Yes  No
For our marketing purposes— to offer our transactions to you  Yes  No
For joint marketing with other companies  Yes  No
For our Affiliates’ everyday business purposes— information about your transactions and experiences  Yes  No
For our Affiliates’ everyday business purposes— information about your creditworthiness  Yes  Yes
For our Affiliates to market to you  Yes  Yes
For Non-affiliates to market to you  Yes  Yes

 

To limit our sharing:

  • Call 1 -800-715-8127
  • Email us at privacy@jgwentworth.com

Please note: If we have no prior relationship with you, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we will continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing. Companies owned by The J.G. Wentworth Company may choose not to share nonpublic personal information with Affiliates or Nonaffiliates, even if that sharing is generally allowed.

Questions?

Call 1 -800-715-8127 or email us at privacy@jgwentworth.com.

When you call please spell your first and last name so we can correctly identify you. Also whether you call or email please state your reference number if listed on the letter you received.

You may also contact us via mail at:

Customer Service – Privacy Coordinator – Legal Department

The J.G. Wentworth Company

1200 Morris Drive

Chesterbrook, PA 19087

 

WHO WE ARE

 

Who is providing this notice?

This notice is provided by The J.G. Wentworth Company on behalf of itself and certain of the various companies that it owns.

 

WHAT WE DO

 

How do we protect your personal information?

To protect your personal information from unauthorized access and use, we use administrative, physical, and technical security measures. These measures include computer safeguards and secured files and buildings.

 

Our control policies authorize access to customer information by individuals who need access to the information to do their work.

 

How do we collect your personal information?

 

We collect your personal information, for example, when you

  • Request information or submit an application
  • Give us your contact information or otherwise provide information to us or authorize us to obtain it

 

Why can’t I limit all sharing?

 

Federal law gives you the right to limit only:

  • Sharing for Affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for Nonaffilates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

What happens when I limit sharing for an account I hold jointly with someone else?

 

Your choices will apply to all transactions that you have completed where there was another customer also involved and will apply to their information as well.

 

DEFINITIONS

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our Affiliates include Peachtree Financial Solutions, Olive Branch Funding, and others, please see below for a full list.

 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 

Joint Marketing

A formal agreement between nonaffiliated companies that together market transactions to you.

 

OTHER IMPORTANT INFORMATION

 

Nevada: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by following the directions in the section above entitled, “How can I limit the sharing of my information?” Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number- 1 -800-715-8127; email: BCPINFO@ag.state.nv.us. The J.G. Wentworth Company, 1200 Morris Drive, Chesterbrook, Pennsylvania , 19087; Phone Number: 1 -800-715-8127 email: Privacy@jgwentworth.com.

 

Vermont: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, except as permitted by law, such as with your consent, to service or audit or fund your transactions or with financial institutions (or other companies) with which we have joint marketing agreements. We will not share information about your creditworthiness within our corporate family except with your authorization or consent, but we may share information about our transactions or experiences with you within our corporate family without your consent.

 

California: The J.G. Wentworth Company has a policy of not disclosing personal information of customers to third parties for the third parties' direct marketing purposes if the customer has exercised an option that prevents that information from being disclosed to third parties for those purposes. You may exercise such an option by following the directions of this Privacy Policy. In accordance with California law, we will not share information we collect about you with companies outside of The J.G. Wentworth Company family of companies, unless the law allows. For example, we may share information with your consent, to service or audit or fund your transactions, or to provide benefits you are entitled to. We will limit sharing among our companies to the extent required by California law.

 

WEBSITE PRIVACY NOTICE

 

When you visit or browse our website, we and our advertising, marketing, or service partners may collect information such as your Internet Protocol or “IP” address, the “URL” of the web pages you visit, and may use “cookies,” web beacons, or other objects to collect statistical and other information about your use of the our website and other websites. The purpose of collecting this information is to improve the effectiveness of our website and to conduct targeted advertising or marketing. The collected information may include, for example, the web pages you visited; the date and time of your visit; the websites you visited immediately before and after visiting our web site; your language preference; demographic information; the kind of browser you use; and the popularity of various advertising words and phrases used by us. The collection of this information allows for the compilation of aggregate and anonymous information about the usage of our website and other websites.

Furthermore, our website also uses one or more media-players in order to deliver video content. Accordingly, the site may place a local shared object or “flash cookie” on your computer in order to enhance the functionality of such media-players and to remember personalized settings.

Your web browser should allow you to manage cookies and you can manage your Flash cookies by visiting http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager07.html. "Flash" is a registered trademark of Adobe Systems Incorporated.

We define children as individuals under the age of 16. Our website is not intended for the use of children and we do not knowingly solicit or collect information from children.

 

THE J.G. WENTWORTH COMPANY FAMILY OF COMPANIES

The J.G. Wentworth Company family of companies includes:

Annuity Purchase Company LLC

Cash Now Loans, LLC

J.G. Wentworth Home Equity Services, LLC

J.G. Wentworth Home Lending, LLC

J.G. Wentworth Life Settlements, LLC

J.G. Wentworth Management Company, LLC

J.G. Wentworth Originations, LLC

New Age Capital Reserves, LLC

Olive Branch Funding, LLC

Peachtree Attorney Finance, LLC

Peachtree Financial Solutions, LLC

Peachtree Funding Northeast, LLC

Peachtree LBP Finance Company, LLC

Peachtree Life and Annuity Group, LLC

Peachtree Pre-Settlement Funding, LLC

Peachtree Settlement Finance Co., LLC

Peachtree Settlement Funding, LLC

Peachtree SLPO Finance Company, LLC

PSF Holdings, LLC

PSF Illinois Corporation

Qualified Provider Associates, LLC

R.C. Henderson LLC

Settlement Funding, LLC

Structured Originations, LLC