How It Works

At JG Wentworth, we have always worked to help people to accomplish their financial goals. We also aim to be as transparent as possible with our processes so that you have a complete understanding and can feel confident in your decision about whether to work with us.

Still have questions about how the debt relief process works? Here, we review some of the details and answer questions you may have.

What happens next?

We Identify All of Your Eligible Debts

One of our representatives will work with you to determine which debts are eligible for our program.

We Work With Your Creditors

We will negotiate with each of your creditors individually to try and reduce the total amount that you owe.

You Pay Into a Dedicated Program Savings Account Each Month

While we are negotiating, you will be paying into a savings account. This account is in your name, and you are the one ultimately in control of the money there.

You Pay off Your Debts One by One

As the money accumulates in your account and we are able to negotiate, you can start paying off each debt. By staying with the program for 24-48 months, many customers are able to pay off all of their eligible unsecured debts.

Still Have Questions? Don’t Hesitate to Reach Out.

One of our representatives will be happy to answer any questions you have about how debt relief works so that you can determine whether or not it’s the right choice for you. Contact us today to learn more.


Compare different options for paying off debt with our Debt Repayment Calculator.

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