Loan Options for You

Keep it simple - consolidate your debt with a personal loan.

  • Current 1
  • 2
  • 3
$5,000 $25,000

Applying is as easy as 1-2-3

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Check your rates with no impact to your credit score

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Select the offer that works best for you

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Easily upload documents online

Loan proceeds will directly pay off your debt and any remaining balance goes directly into an account you designate.

Ready to get started?

We’re ready to help you personally!


For over 30 years, JG Wentworth has been helping customers improve their financial future, and we’d love to do the same for you. With flexible solutions tailored to your needs, our all-star team of loan specialists are here to guide you to the fresh financial start you deserve.

Submit an application and we’ll take it from there, using our customized plan we may be able to reduce your debt balances to zero and give you one easy monthly payment.

Illustration of a piggy bank with a hand filling it with money while the owner of the piggy bank leans next to the piggy bank

The full range of available rates varies by state. Personal loans are only available in Utah and California at this time. Personal loans to Utah residents are available through JGW Lending, LLC (NMLS ID #2365173). Personal loans to California residents are available through JGW Debt Settlement, LLC (NMLS ID #1925575) All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, credit usage and history. Loans are not available to residents of all states. Minimum loan amounts vary due to state specific legal restrictions. Loan amounts generally range from $5,000 to $25,000 (including the origination fee deducted from the loan proceeds) and are offered based on underwriting conditions and loan purpose. Annual Percentage Rate (APR) ranges from 7.99% to 35.99% and include applicable origination fees. Repayment periods range from 24 to 60 months.


For example, if you receive a $10,000 loan with a 36-month term at 18.00% interest rate, your payment will be $361.52 at 21.74% APR. You will be charged a one-time origination fee of $500, and your net proceeds of $9,500 could be allocated to payoff your debts first. Over the life of the loan, your payments would total to $13,014.86.


The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early.

Business hours are Monday - Friday 9a - 9p ET

JGW Lending, LLC and JGW Debt Settlement, LLC are located at 1200 Morris Drive, Chesterbrook PA 19087