Debt Relief Options

If you’re living with debt, this is likely causing significant stress. Find out how you can become debt-free through our custom Debt Relief programs.

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Recent research by Northwestern Mutual found that 58% of Americans living with debt say debt is impacting their “ability to achieve long term financial security” and “reach major financial milestones” such as owning a home, having kids, or retiring.


The good news is that you don’t have to settle for making minimum payments. JG Wentworth can help. Debt settlement is one of the best debt relief options and may be a viable route for you if you are looking to pay off or reduce your unsecured debt.


JG Wentworth has 30 years of experience helping individuals solve financial problems and can help you get on the path towards financial wellness too.



What Is Debt Relief and How Does It Work?

Debt relief is when you or someone acting on your behalf negotiates with your creditors to try and reduce the total amount that you owe on unsecured debts. When you work with a company to do this, you will pay into a dedicated program savings account each month. As you grow your account, you will use that to pay off your debts.


There is no law stating that creditors need to work with you to resolve your debt. However, some will agree to negotiate knowing that if you declare bankruptcy instead, they may not get anything at all. Debt relief may be a viable alternative to bankruptcy.*


At JG Wentworth, we aim to be as transparent as possible with our processes so that you have a complete understanding and can feel confident in your decision about whether to work with us. We’ll provide a customized solution for your unique financial situation and walk you through each step of the debt relief journey.

Ready to Take the First Step in Your Journey Toward Debt Relief?


Discover how you can get on track to living debt-free by speaking to one of our representatives today. Our team of specialists is here to answer any questions and get you on the path towards financial freedom. You can also fill out our contact form to see if our debt relief program is a good fit for you.

JG Wentworth Debt Relief Process

    Reach out to us by phone or online through a contact form to get in touch with our Debt Relief team. One of our experienced representatives will reach out to you and ask you some questions to learn more about your debt. There is no obligation to work with us after this initial phone call.

    If your debt qualifies, we will work with you to create a customized program* to save you money and resolve your enrolled debt as quickly and as affordably as possible. We do not make any decisions without your approval.

    During this time, you will make a monthly deposit into a dedicated program savings account, gradually building the amount instead of making minimum payments on your debt. This account is in your name, and you are the one ultimately in control of the money there. The funds that you set aside each month will ultimately be accumulated and put towards settling debts and paying for the program.

    As you grow your dedicated program account, we will work to negotiate with your creditors to reduce your overall debt. Each time we are successful, we will reach out to you for authorization.

    After you pay the full or reduced amount owed on each account, you will be debt-free!

    How can we help?

    Contact JG Wentworth today to find out how we can help you get freedom from our burdensome debt.

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    JG Wentworth does not pay or assume any debts or provide legal, financial or tax advice or credit repair services. You should consult with independent professionals for such advice or services.


    **Please consult with a bankruptcy attorney for more information on bankruptcy.

    ***Program length varies based on individual circumstances.


    JGW Debt Settlement operates in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, IA, KY, LA, MD, MA, MI, MS, MO, MT, NE, NM, NY, NC, OK, PA, SD, TN, TX, UT, VA, DC, and WI. If a consumer in CT, GA, HI, IL, KA, ME, NH, NJ, OH, RI, SC and VT contacts us we may connect them with a law firm that provides debt resolution services in their state.