Cash for Annuity Payments

As the years pass, your financial goals may change. Maybe you would like to make a down payment on a new house. Perhaps you would like to start your own business. As you gather your financial resources, you might find that receiving cash for your annuity payments could help you meet your objectives. However, depending on your contract with your annuity issuer, you might not have the ability to change your annuity policy or cash out.

At J.G. Wentworth, we can buy your future payments, and, in return, give you a lump sum of cash for your annuity payments. With the range of quotes we can provide, you can choose the one that best helps you to meet your objectives.

How Much is My Annuity Worth?

The amount of cash you may receive for your annuity payments depends on a number of factors. As you work with one of our representatives, they will break down the different ways you can sell your annuity payments, and how that affects the lump sum you will receive. The primary considerations in determining what we can offer you for your annuity payments include:

  • The number of remaining payments
  • The frequency of your payments
  • The date you would receive your payments

When calculating how much your annuity payments are worth, we consider their “net present value.” This means that we take the time value of money into account as we calculate your annuity’s worth. In other words, money now has an exact value, and you know just how far your dollar will go. Meanwhile, the value of money at some point in the future remains uncertain. Subsequently, the value of your payments changes over time.

If you want a tailored quote for the sale of your payments, our representatives are more than happy to discuss the specifics of your annuity.

Why Sell My Annuity?

Ultimately, people consider selling their payments because they want to access their cash now instead of waiting for future checks. Some of the most common reasons that our customers sell their annuity payments include:

  • Buying a new home
  • Repairing or renovating their current home
  • Paying for college or trade school
  • Starting or expanding a private business
  • Paying off high-interest loans
  • Changing an investment or retirement plan
  • Having cash on hand for the unexpected

Access Your Cash Now

At J.G. Wentworth, we have dedicated ourselves to helping you fulfill your goals. Our representatives specialize in quick turnarounds and will assist with all of the paperwork involved in the process. To learn more about getting cash for your annuity payments, check out the additional resources we provide on our website, including our annuity FAQs.

To address any unanswered questions or concerns you may have and receive a no-obligation quote, contact one of our knowledgeable representatives today.

How do I get started?