- OR GET $250.

Purchasing a home or refinancing a loan is one of the biggest decisions you’ll make. So is deciding where to get the mortgage. It can sometimes mean the difference between affording a home - or not. 

J.G. Wentworth has helped open the door to home ownership for thousands of people because we offer some of the lowest rates and fees available. That’s not just talk. If you feel another lender has a more competitive price, send us their loan estimate, we'll beat the rate by $250. If we can't beat it we'll give you $250.
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Low Rate guarantee


We are very confident that our combination of rate and fees is the best you’ll find. So if you find a mortgage with lower total lender costs (rate, points and fees) for the same mortgage program, we will beat the pricing by $250. If we cannot, just provide us proof that you took out the competing loan, and we’ll send you a check for $250. 

Terms and Conditions

Not valid for jumbo loans, construction loans, rehabilitation loans or other special products. To initiate the Low Rate Guarantee offer, the consumer must present J.G. Wentworth Home Lending (JGWHL) with a competing Loan Estimate (LE) from another lender for review.  The competitor’s LE must be dated on or after the date of the JGWHL LE reflecting the initial interest rate lock. The Low Rate Guarantee compares the interest rate, discount points, lender fees, lock term and loan program offered by the competing lender on the LE with the rate, discount points, lender fees, lock term and loan programs offered through JGWHL. Property taxes, insurance, title fees, and other third party fees are excluded from the comparison. Terms of competitor’s rate, including product type and mortgage loan amount must be identical to the mortgage loan you are applying for. Offer only valid in states where JGWHL is currently licensed to originate mortgage loans. In order to be eligible, you must (1) complete a loan application with JGWHL, (2) fund your loan with the competing lender that JGWHL could not beat under the same terms set forth in the LE presented to JGWHL to initiate the Low Rate Guarantee offer; and (3) send the Closing Disclosure and Note within thirty (30) days of closing to 3350 Commission Court Woodbridge, VA 22192 Attn: Low Rate Guarantee Redemption. JGWHL reserves the right to rescind or modify the terms of this offer without prior notice. Customer can only exercise one price match per transaction. Customer must close the loan within the initial rate lock period. Offer only available for new rate lock applications submitted on or after March 2, 2019.

How do I get started?

J.G. Wentworth offers a wide variety of loan programs with low rates and no points and no hidden fees.  To get started, you can call us or let us contact you by completing a short form.  You can also get a rate quote in seconds with no personal information required. We look forward to working with you.