Direct Mortgage Lender in Illinois

Whether you’re looking to buy a home or refinance, the vast array of options out there can feel overwhelming. You need a company that understands your financial goals so that you can make an informed decision. Whether you are taking out a new mortgage or refinancing your current home loan, the assistance of a dependable lender can make all the difference.

Since 1991, J.G. Wentworth has provided versatile and convenient mortgage and home refinance services to Illinois residents. We have established a reputation for streamlined processes and exceptional customer service. With our broad selection of home loans with low interest rates and no points, you will be sure to find an option that suits your needs. If you are searching for a mortgage company in Illinois, look no further than J.G. Wentworth.

A Broad Range of Home Loan Services

We provide a wide selection of loan and home refinance options in Illinois and throughout the rest of the country. Our home loan specialists can explain all of the choices available to you and help you understand their respective advantages.

Standard Loans

As a mortgage lender in Illinois, we offer the full range of conventional home loan options to our customers. Our selection includes:

  • 3, 5, or 7-Year Adjustable-Rate Mortgages
  • 15 or 30-Year Fixed-Rate Mortgages
  • Rate-and-Term Refinance Loans
  • Cash-Out Refinance Loans

FHA Loans

J.G. Wentworth serves as an approved lender for FHA loans in the state of Illinois. The FHA, or Federal Housing Administration, backs these loans, which are intended to help low-to-moderate income homebuyers that cannot afford to provide a significant down payment. As with every other state in the country, FHA loans in Illinois require that you meet certain credit qualifications, but they are often more relaxed than other types of loans. One of our home loan specialists can assist you with understanding these eligibility requirements. We offer a few different FHA mortgage options:

  • Standard FHA Mortgage Loan
  • FHA 203k Streamline Refinance Loan
  • HA 203k Full Rehab Mortgage Loan

VA Loans

We also offer home loans to the veterans of Illinois. The U.S. Department of Veterans Affairs backs these loans as part of their effort to assist veterans with homeownership and its associated costs. If you are a veteran, these loans can help you with everything from buying your first home to refinancing your current mortgage. As a private mortgage company in Illinois, J.G. Wentworth is approved to provide these veteran home loans:

  • VA Purchase Loans
  • VA Streamline Refinance (IRRRL) Loans
  • VA Cash-Out Refinance Loans

HARP Loans

HARP, or the Home Affordable Refinance Program, was introduced by the U.S. government in 2009 to help homeowners with little equity to refinance their mortgages. This allows these homeowners to lower their monthly payments, reduce their interest rates, and potentially build equity in their homes more quickly.

Choose J.G. Wentworth for Your Home Loan Needs

At J.G. Wentworth, we have all the resources you need to meet your home lending goals. We accompany all of our loan solutions with award-winning customer service. This combination has earned us an A+ rating with the Better Business Bureau and the repeated business of countless satisfied customers. As a direct lender, we can help you get the financing you need for your home as quickly and conveniently as possible.

Our streamlined processes make it easy to apply for our low-interest loans. To continue exploring our home lending solutions, contact us or get a rate quote today.