- OR GET $250.

Purchasing a home or refinancing a loan is one of the biggest decisions you’ll make. So is deciding where to get the mortgage. It can sometimes mean the difference between affording a home - or not. 

J.G. Wentworth has helped open the door to home ownership for thousands of people because we offer some of the lowest rates and fees available. That’s not just talk. If you feel another lender has a more competitive price, send us their loan estimate, we'll beat the rate by $250. If we can't beat it we'll give you $250.
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Best Rate Guaranteed


We are very confident that our combination of rate and fees is the best you’ll find. So if you find a mortgage with lower total lender costs (rate, points and fees) for the same mortgage program, we will beat the pricing by $250. If we cannot, just provide us proof that you took out the competing loan, and we’ll send you a check for $250. 

Terms and Conditions

  • Not valid for jumbo loans, construction loans, rehabilitation loans or other special products. 
  • To initiate the Best Rate Guarantee offer, the consumer must present JGWHL with a Loan Estimate (“LE”) from another lender.
  • Borrower needs to provide a competitor LE within 3 days of locking in rate to be eligible for the Best Rate Guarantee.
  • Best Rate Guarantee compares note rate, discount points, lender fees, lock term and loan program offered by the competing lender on the LE with the rate, discount points, lender fees, lock term and loan programs offer through JGWHL.  Property taxes, insurance, title fees, and other third party fees are excluded from the comparison. 
  • Offer only valid in states where J.G. Wentworth Home Lending is currently licensed to originate mortgage loans. 
  • To claim offer proceeds of $250 you must 1) fund your loan with the lender that JGWHL could not beat under the same terms set forth in the LE presented to JGWHL to initiate the Best Rate Guarantee offer; and 2) present closing disclosure and final note from the funded loan within thirty (30) days of closing.
  • Amounts on the LE may vary within regulatory tolerances from the closing disclosure based on findings in underwriting and other changes in circumstance. All loans are subject to credit approval.
  • Consumer must complete an application with JGWHL.
  • JGWHL reserves the right to rescind or modify the terms of this offer without prior notice. 
  • Customer can only exercise one price match per transaction.
  • Customer must close the loan within the initial rate lock period. 
  • Offer only available for new rate lock applications submitted on or after March 1st, 2019.

How do I get started?

J.G. Wentworth offers a wide variety of loan programs with low rates and no points and no hidden fees.  To get started, you can call us or let us contact you by completing a short form.  You can also get a rate quote in seconds with no personal information required. We look forward to working with you.