Step 1: Contact Us
You can reach out to us by phone or online through a contact form. One of our representatives will reach out to you and ask you some questions to learn more about your debt. There is no obligation to work with us after this initial phone call.
Step 2: We Create Your Debt Relief Program
If your debt qualifies, we will work with you to create a customized program. During this time, you will make a monthly deposit into a dedicated program account, gradually building the amount instead of making minimum payments on your debt.
Step 3: We Negotiate on Your Behalf
As you grow your dedicated program account, we will work to negotiate with your creditors to reduce your overall debt. Each time we are successful, we will reach out to you for authorization.
Step 4: You Pay off Your Debt
After you pay the full or reduced amount owed on each account, you will be debt-free!