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Answer a few questions for our specialists
We'll call you and provide a free quote based on your situation
If qualified, we'll give you cash for your future settlement payments
1
Best Price Guarantee
If we can’t beat a competitor price, we’ll cut you a check for $1,000.3
2
Trusted by Thousands
We’ve helped hundreds of thousands of customers.
3
Legacy of Expertise
We’re the industry leader with more than 30 years of experience.
Life always finds a way to surprise us—and sometimes, surprises can put an unexpected strain on our finances.
If you have a structured settlement but need cash now, selling your payments to JG Wentworth can get you your money sooner.
Instead of waiting for your settlement payments to come in over months or years, JG Wentworth can offer you a lump sum of cash up front for your future structured settlement payments.
It’s your money — use it when you need it.
If you’re receiving payments from a structured settlement or annuity, JG Wentworth can buy your future payments for a structured settlement lump sum payout. You don’t have to wait months or years — we help you access your money faster.
We also offer cash advances during the process so you can cover urgent needs without delay.
Looking to sell my structured settlement payments or get money for a structured settlement? We offer free consultations to walk you through every step.
JG Wentworth purchases a variety of structured settlements and annuities, providing you with a lump sum of cash when you need it most.
We buy structured settlements from:
If you have an annuity, we can purchase fixed, immediate, or deferred annuities, as well as lottery or casino winnings paid in installments. Additionally, we may be able to help with other long-term payment streams, such as inheritances, certain pension payments, and insurance payouts.
If you’re unsure whether your settlement or annuity qualifies, contact us for a free consultation to explore your options.
Yes, JG Wentworth purchases life-contingent payments—in fact, we’re the largest purchaser of this type of structured settlement in the U.S. We have an entire team that specializes in evaluating the sales eligibility of life-contingent payments. They can answer any questions you might have about what your options are and how this type of sale works.
Yes, we purchase several types of annuities, including annuities intended for retirement, lottery winning payments, and structured attorney fees. If you’re unsure whether your annuity payment stream qualifies for sale, give us a call—we’re here to help.
A legal guardian can sell part or all of a structured settlement payment stream belonging to a minor under their care if they are able to demonstrate to a judge that the lump sum will be used to benefit the child and that the transaction is in the minor’s best interest.
All transactions are at JG Wentworth’s sole discretion. Sales of Structured Settlement and Lottery Payments are subject to Court Approval and other conditions which can take 60-90 days to complete. Annuity payment sales are also subject to certain conditions.
JG Wentworth is a purchaser of assets and does not provide legal, tax, or financial advice. Please consult with independent professionals for such advice.
1 Amounts and timeframes for cash advances vary based upon individual circumstances. Cash advances are made at our sole discretion and are subject to meeting our underwriting requirements, which include: (1) you executing and returning to us an annuity payment purchase contract and all ancillary documents required for us to start the annuity payment purchase process; (2) our confirmation that you are receiving periodic annuity payments; (3) our determination that you can enter into an agreement to sell all or a portion of those periodic payments to us pursuant to us; (4) our determination that the purchase transaction is likely to be approved by the applicable insurance company.; and (5) your satisfaction of our underwriting guidelines. This offer is open only to U.S. citizens or permanent legal residents (green card) who have reached the age of majority in their respective domiciliary state as of the date they call for this offer. Call the toll-free number provided for more details. Offer not available in MD, MN, RI, SC, VT, WV.
2 $100 gift card offer is subject to you receiving a quote for the sale of qualifying payments, our verification that you are currently receiving those payments and that they are available for purchase. This offer is not for a loan or advance. The $100 for a quote will be fulfilled in the form of an Amazon.com e-gift card that will be emailed to the email address you provide. Offer not available in MD, MN, RI, SC, VT, WV.
3 We will provide you with a check for $1,000 if we cannot beat an offer from another payment purchasing company. In order to receive the $1,000, the following conditions must be met: 1. you must provide us with a quote in writing from another payment purchasing company, signed by an authorized representative, and dated within three business days of the date submitted to us “Qualifying Quote”; 2. if we are unable to beat the competitor’s quoted purchase price, we will provide you with written notice within three business days of our receipt of their Qualifying Quote; and 3. the $1,000 check shall be due and payable to you upon our receipt of written confirmation, satisfactory to us, of the funding of the transaction at the quoted purchase price, and that funding must occur within ninety days after you receive written notification from us that we cannot beat their Qualifying Quote. Limit one Best Price Guarantee offer per customer. Offer not available in MD, MN, RI, SC, VT, WV.
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The numbers we provide here are estimates based on some assumptions:
On your own:
Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.
JGW:
The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.
Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.
Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.
Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.