Get Cash For Your Structured Settlement

Up to a $10,000 cash advance as soon as today1

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1Loan Reason
2Structured Payment
3Loan Amount
4Contact Information
What do you need cash for?*
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How it Works

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Answer a few questions for our specialists

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Receive a free consultation

We'll call you and provide a free quote based on your situation

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Get your cash

If qualified, we'll give you cash for your future settlement payments

Why JG Wentworth?

1

Best Price Guarantee

If we can’t beat a competitor price, we’ll cut you a check for $1,000.3

2

Trusted by Thousands

We’ve helped hundreds of thousands of customers.

3

Legacy of Expertise

We’re the industry leader with more than 30 years of experience.

FAQs

I have a structured settlement and i need cash now - what can I do?

Life always finds a way to surprise us—and sometimes, surprises can put an unexpected strain on our finances.

If you have a structured settlement but need cash now, selling your payments to JG Wentworth can get you your money sooner.

Instead of waiting for your settlement payments to come in over months or years, JG Wentworth can offer you a lump sum of cash up front for your future structured settlement payments.

It’s your money — use it when you need it.

 

How to sell a structured settlement

If you’re receiving payments from a structured settlement or annuity, JG Wentworth can buy your future payments for a structured settlement lump sum payout. You don’t have to wait months or years — we help you access your money faster.

We also offer cash advances during the process so you can cover urgent needs without delay.

Looking to sell my structured settlement payments or get money for a structured settlement? We offer free consultations to walk you through every step.

What types of settlements or annuities do you buy?

JG Wentworth purchases a variety of structured settlements and annuities, providing you with a lump sum of cash when you need it most.

We buy structured settlements from:

  • Personal injury settlements
  • Medical malpractice settlements
  • Wrongful death settlements
  • Lottery and casino installment winnings
  • Fixed, deferred, or immediate annuities
  • Certain pension and insurance payouts
  • Other long-term payment streams

If you have an annuity, we can purchase fixed, immediate, or deferred annuities, as well as lottery or casino winnings paid in installments. Additionally, we may be able to help with other long-term payment streams, such as inheritances, certain pension payments, and insurance payouts.

If you’re unsure whether your settlement or annuity qualifies, contact us for a free consultation to explore your options.

Can I sell my life-contingent payments?

Yes, JG Wentworth purchases life-contingent payments—in fact, we’re the largest purchaser of this type of structured settlement in the U.S. We have an entire team that specializes in evaluating the sales eligibility of life-contingent payments. They can answer any questions you might have about what your options are and how this type of sale works.

Do you purchase other types of annuities?

Yes, we purchase several types of annuities, including annuities intended for retirement, lottery winning payments, and structured attorney fees. If you’re unsure whether your annuity payment stream qualifies for sale, give us a call—we’re here to help.

Can I sell a minor's structured settlement payments?

A legal guardian can sell part or all of a structured settlement payment stream belonging to a minor under their care if they are able to demonstrate to a judge that the lump sum will be used to benefit the child and that the transaction is in the minor’s best interest.

Free Consultation

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?