Selling Structured Settlement Payments
Up to a $10,000 cash advance as soon as same day1
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$100 Gift Card for Free Quote 2
How it Works
Let us know how to contact you
Answer a few questions for our specialists
Receive a free consultation
We'll call you and provide a free quote based on your situation
Get your cash
If qualified, we'll give you cash for your future settlement payments
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Best Price Guarantee
If we can’t beat a competitor price, we’ll cut you a check for $1,000.3
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Trusted by Thousands
We’ve helped hundreds of thousands of customers.
3
Legacy of Expertise
We’re the industry leader with more than 30 years of experience.
FAQs
Life always finds a way to surprise us—and sometimes, surprises can put an unexpected strain on our finances.
If you’re struggling to pay for an emergency expense, you’re not alone. According to a 2022 Bankrate survey, only 44% of Americans can afford to pay for a $1,000 emergency with just their savings. For most Americans, the best option in an emergency is to take on debt to cover the expense. Even if you don’t have an emergency—maybe you want to go back to school or put down a payment on a house—it can be difficult to come up with the funds for an immediate need without incurring debt.
But if you have a structured settlement, you have another option available!
Selling part or all of your structured settlement payment stream is a great way to keep your head above water while avoiding taking on extra debt. If you need cash in a pinch to take care of a major expense, this could be the best solution.
No, you do not need to sell your full structured settlement. You can sell just one or several future payments—it all depends on how much money you think you need. Many JG Wentworth clients are return customers, selling part of their settlement whenever they need cash.
No, you don’t have to pay taxes when selling your structured settlement. Because the transfer of the rights to your untaxed settlement payments goes through a court, your lump sum payment will retain tax-free status.*
Yes, JG Wentworth purchases life-contingent payments—in fact, we’re the largest purchaser of this type of structured settlement in the U.S.! We have an entire team that specializes in evaluating the sales eligibility of life-contingent payments. They can answer any questions you might have about what your options are and how this type of sale works.
Yes, we purchase several types of annuities, including annuities intended for retirement, lottery winning payments, and structured attorney fees. If you’re unsure whether your annuity payment stream qualifies for sale, give us a call—we’re here to help.
A legal guardian can sell part or all of a structured settlement payment stream belonging to a minor under their care if they are able to demonstrate to a judge that the lump sum will be used to benefit the child and that the transaction is in the minor’s best interest.
Free Consultation
All transactions are at JG Wentworth’s sole discretion. Sales of Structured Settlement and Lottery Payments are subject to Court Approval and other conditions which can take 60-90 days to complete. Annuity payment sales are also subject to certain conditions.
JG Wentworth is a purchaser of assets and does not provide legal, tax, or financial advice. Please consult with independent professionals for such advice.
1 Amounts and timeframes for cash advances vary based upon individual circumstances. Cash advances are made at our sole discretion and are subject to meeting our underwriting requirements, which include: (1) you executing and returning to us an annuity payment purchase contract and all ancillary documents required for us to start the annuity payment purchase process; (2) our confirmation that you are receiving periodic annuity payments; (3) our determination that you can enter into an agreement to sell all or a portion of those periodic payments to us pursuant to us; (4) our determination that the purchase transaction is likely to be approved by the applicable insurance company.; and (5) your satisfaction of our underwriting guidelines. This offer is open only to U.S. citizens or permanent legal residents (green card) who have reached the age of majority in their respective domiciliary state as of the date they call for this offer. Call the toll-free number provided for more details. Offer not available in MD, MN, RI, SC, VT, WV.
2 $100 gift card offer is subject to you receiving a quote for the sale of qualifying payments, our verification that you are currently receiving those payments and that they are available for purchase. This offer is not for a loan or advance. The $100 for a quote will be fulfilled in the form of an Amazon.com e-gift card that will be emailed to the email address you provide. Offer not available in MD, MN, RI, SC, VT, WV.
3 We will provide you with a check for $1,000 if we cannot beat an offer from another payment purchasing company. In order to receive the $1,000, the following conditions must be met: 1. you must provide us with a quote in writing from another payment purchasing company, signed by an authorized representative, and dated within three business days of the date submitted to us “Qualifying Quote”; 2. if we are unable to beat the competitor’s quoted purchase price, we will provide you with written notice within three business days of our receipt of their Qualifying Quote; and 3. the $1,000 check shall be due and payable to you upon our receipt of written confirmation, satisfactory to us, of the funding of the transaction at the quoted purchase price, and that funding must occur within ninety days after you receive written notification from us that we cannot beat their Qualifying Quote. Limit one Best Price Guarantee offer per customer. Offer not available in MD, MN, RI, SC, VT, WV.
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