Unlock your financial future

JG Wentworth does not pay or assume any debts or provide legal, financial, tax advice, or credit repair services. You should consult with independent professionals for such advice or services. 

Visit jgwentworth.com for details regarding our product offerings.

Debt Consolidation

JG Wentworth (“JG Wentworth”) has partnered with MoneyLion, and to provide a loan referral service. JG Wentworth does not determine or influence the amount of money you may receive from using this referral service. JG Wentworth and MoneyLion receive compensation for their services. This compensation may influence the selection, appearance, and order of appearance of the offers.

All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, credit usage and history. Loans are not available to residents of all states. Minimum loan amounts vary due to state specific legal restrictions. Loan amounts generally range from $5,000 to $25,000 (including the origination fee deducted from the loan proceeds) and are offered based on underwriting conditions and loan purpose. Annual Percentage Rate (APR) ranges from 7.99% to 35.99% and include applicable origination fees. Repayment periods range from 24 months to a maximum of 60 months.

For example, if you receive a $10,000 loan with a 36-month term at 18.00% interest rate, your payment will be $361.52 at 21.74% APR. You will be charged a one-time origination fee of $500, and your net proceeds of $9,500 could be allocated to payoff your debt first. Over the life of the loan, your payments would total to $13,014.86.

The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early.

JGW Lending, LLC and JGW Debt Settlement, LLC are located at 1200 Morris Drive, Chesterbrook PA 19087

The full range of available rates varies by state. Personal loans are only available in Utah and California at this time. Personal loans to Utah residents are available through JGW Lending, LLC (NMLS ID #2365173). Personal loans to California residents are available through JGW Debt Settlement, LLC (NMLS ID #1925575). Personal loans may also be offered to Pennsylvania residents enrolled in a Debt Resolution Program with JGW Debt Settlement, LLC.

Affiliated Business Arrangement Disclosure: JGW Lending, LLC (NMLS ID #2365173) is a wholly-owned subsidiary of The J.G. Wentworth Company, LLC (“JGWC”). JGWC also owns 100% of JGW Debt Settlement, LLC. Because of this relationship, your referral to JGW Lending, LLC may provide JGWC with a financial or other benefit. JGW Debt Settlement, LLC may receive Debt Resolution Program fees, earned due to the settlement of your debts made with the proceeds of your loans from JGW Lending, LLC. Any program fees paid to JGW Debt Settlement, LLC will be made in compliance with the Telephone Consumer Protection Act 47 U.S.C. § 227 and applicable state laws. You are NOT required to use JGW Lending, LLC for a personal loan. Please click here for the full Affiliated Business Arrangement disclosure form.

Structured Settlements

All transactions are at JG Wentworth’s sole discretion. Sales of Structured Settlement and Lottery Payments are subject to Court Approval and other conditions which can take 60-90 days to complete. Annuity payment sales are also subject to certain conditions.

^*We will provide you with a check for $1,000 if we cannot beat an offer from another payment purchasing company. In order to receive the $1,000, the following conditions must be met: 1. you must provide us with a quote in writing from another payment purchasing company, signed by an authorized representative, and dated within three business days of the date submitted to us “Qualifying Quote”; 2. if we are unable to beat the competitor’s quoted purchase price, we will provide you with written notice within three business days of our receipt of their Qualifying Quote; and 3. the $1,000 check shall be due and payable to you upon our receipt of written confirmation, satisfactory to us, of the funding of the transaction at the quoted purchase price, and that funding must occur within ninety days after you receive written notification from us that we cannot beat their Qualifying Quote. Limit one Best Price Guarantee offer per customer. Offer not available in MD, MN, RI, SC, VT, WV.

$100 gift card offer is subject to you receiving a quote for the sale of qualifying payments, our verification that you are currently receiving those payments and that they are available for purchase. This offer is not for a loan or advance. The $100 for a quote will be fulfilled in the form of an Amazon.com e-gift card that will be emailed to the email address you provide. Offer not available in MD, MN, RI, SC, VT, WV.

Amounts and timeframes for cash advances vary based upon individual circumstances. Cash advances are made at our sole discretion and are subject to meeting our underwriting requirements, which include: (1) you executing and returning to us an annuity payment purchase contract and all ancillary documents required for us to start the annuity payment purchase process; (2) our confirmation that you are receiving periodic annuity payments; (3) our determination that you can enter into an agreement to sell all or a portion of those periodic payments to us pursuant to us; (4) our determination that the purchase transaction is likely to be approved by the applicable insurance company.; and (5) your satisfaction of our underwriting guidelines. This offer is open only to U.S. citizens or permanent legal residents (green card) who have reached the age of majority in their respective domiciliary state as of the date they call for this offer. Call the toll-free number provided for more details. Offer not available in MD, MN, RI, SC, VT, WV.

Home Equity Cashout

In the event of an uncured default JGW has the right to become co-owners of the property, to declare the payoff amount immediately due, and to sell or foreclose on the property, among other rights.

Home Equity Cashouts are originated by JGW Residential. LLC (NMLS ID # 2669687 in CO, GA, IL, and WA) NMLS

A Home Equity Cashout is not a traditional loan and does not require monthly payments. However, it involves a future financial obligation based on the value of your home at the time of sale or another triggering event. Product classification may vary by state, and in some jurisdictions, this agreement may be considered a reverse mortgage or credit obligation. Please consult with a licensed advisor or attorney to understand how this product may be treated under local law. Licenses

Client Grievance Procedure: You may contact our Client Services Department toll-free at: 800-715-9501. email us at [email protected] or direct mail to the business address listed on our contact page. A copy of our complaint policy and procedures is available upon request.