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Future Payments
or
Consolidate Unsecured Debt

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1Loan Reason
2Structured Payment
3Loan Amount
4Contact Information
What do you need cash for?*

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How it Works

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Answer a few questions for our specialists

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Get your cash

If qualified, we'll give you cash for your future payments

Why JG Wentworth?

1

Best Price Guarantee

If we can’t beat a competitor price, we’ll cut you a check for $1,000.2

2

Get Your Cash Now

Get up to a $10,000 cash advance as soon as same day.3

3

Legacy of Expertise

We’re the industry leader with more than 30 years of experience.

What does JG Wentworth do?

JG Wentworth is the leader in structured settlements, annuities, and debt relief solutions. We are best known for purchasing future structured settlement payments and annuities in exchange for lump-sum cash payouts, helping individuals access funds they might otherwise have to wait years to receive.

Whether you want to sell your structured settlement payments, cash out your annuity, need help with debt, or are looking for cash now, JG Wentworth could help.

How does JG Wentworth work?

If you have a structured settlement or annuity that pays you in periodic installments, we will buy your future payments for a lump sum of cash now. We will also try and get you any desired cash advances while we work through your settlement so you don’t have to wait for your money.

We can also help customers with their debts, get cash for their pending lawsuits, shop personal loans, and explore other financial products that can help you get more of your cash now.

What types of settlements or annuities do you buy?

JG Wentworth purchases a variety of structured settlements and annuities, providing you with a lump sum of cash when you need it most.

We buy structured settlements from personal injury lawsuits, medical malpractice claims, wrongful death cases, and workers’ compensation settlements. If you have an annuity, we can purchase fixed, immediate, or deferred annuities, as well as lottery or casino winnings paid in installments. Additionally, we may be able to help with other long-term payment streams, such as inheritances, certain pension payments, and insurance payouts.

If you’re unsure whether your settlement or annuity qualifies, contact us for a free consultation to explore your options.

Do I need to sell my entire structured settlement payment stream?

No, you do not need to sell your full structured settlement. You can sell just one or several future payments—it all depends on how much money you think you need. Many JG Wentworth clients are return customers, selling part of their settlement whenever they need cash.

Free Consultation

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?