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Answer a few questions for our specialists
We'll call you and provide a free quote based on your situation
If qualified, we'll give you cash for your future payments
1
$1,000 Best Price Guarantee
Find a better offer elsewhere – we’ll pay you $1,000.1 We’re that confident.
2
Helped Over 175,000 Customers
More people have trusted JG Wentworth to buy their payments than any other company.
3
Industry’s Largest Settlement Buyer
We’re the #1 purchaser of structured settlements in the US.
JG Wentworth is the leader in structured settlements, annuities, and debt relief solutions. We are best known for purchasing future structured settlement payments and annuities in exchange for lump-sum cash payouts, helping individuals access funds they might otherwise have to wait years to receive.
Whether you want to sell your structured settlement payments, cash out your annuity, need help with debt, or are looking for cash now, JG Wentworth could help.
If you have a structured settlement or annuity that pays you in periodic installments, we will buy your future payments for a lump sum of cash now. We will also try and get you any desired cash advances while we work through your settlement so you don’t have to wait for your money.
We can also help customers with their debts, get cash for their pending lawsuits, shop personal loans, and explore other financial products that can help you get more of your cash now.
JG Wentworth purchases a variety of structured settlements and annuities, providing you with a lump sum of cash when you need it most.
We buy structured settlements from personal injury lawsuits, medical malpractice claims, wrongful death cases, and workers’ compensation settlements. If you have an annuity, we can purchase fixed, immediate, or deferred annuities, as well as lottery or casino winnings paid in installments. Additionally, we may be able to help with other long-term payment streams, such as inheritances, certain pension payments, and insurance payouts.
If you’re unsure whether your settlement or annuity qualifies, contact us for a free consultation to explore your options.
No, you do not need to sell your full structured settlement. You can sell just one or several future payments—it all depends on how much money you think you need. Many JG Wentworth clients are return customers, selling part of their settlement whenever they need cash.
All transactions are at JG Wentworth’s sole discretion. Sales of structured settlement and lottery payments require court approval and other conditions and take 60–90 days to complete; annuity payment sales are subject to certain conditions. JG Wentworth purchases assets and does not provide legal, tax, or financial advice – consult independent professionals.
1 Cash advance amounts and timeframes vary by individual circumstances. Cash advances are made at our sole discretion, subject to our underwriting requirements, including: (1) you execute and return an annuity payment purchase contract and all ancillary documents needed to start the purchase process; (2) we confirm you are receiving periodic annuity payments; (3) we determine you can agree to sell all or a portion of those payments to us; (4) we determine the purchase is likely to be approved by the applicable insurance company; and (5) you satisfy our underwriting guidelines. Open only to U.S. citizens or permanent legal residents (green card) who have reached the age of majority in their domiciliary state as of the date they call. Call the toll-free number provided for details. Offer not available in MD, MN, RI, SC, VT, WV. Offer not available to GA, LA, or NV residents who have a pending structured settlement sale transaction with any structured settlement purchaser.
2 We will pay you $1,000 if we cannot beat another payment purchasing company’s offer, provided that: (1) you give us a written quote from another payment purchasing company, signed by an authorized representative and dated within three business days of submission to us (a “Qualifying Quote”); (2) we notify you in writing within three business days of receiving the Qualifying Quote that we cannot beat it; and (3) the transaction funds at the competitor’s quoted price within ninety days of that notice. The $1,000 is due and payable upon our receipt of written confirmation of that funding, satisfactory to us. Limit one per customer. Offer not available in MD, MN, RI, SC, VT, WV. Offer not available to GA, LA, or NV residents who have a pending structured settlement sale transaction with any structured settlement purchaser.
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The numbers we provide here are estimates based on some assumptions:
On your own:
Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.
JGW:
The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.
Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.
Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.
Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.