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Structured Settlement Customer Service at its Best
Choose JG Wentworth
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As the leading purchaser of structured settlement and annuity payments, we believe that customer service is the most important aspect of our business. That is why we designed our buying process to be straightforward, to help you get the cash you need sooner.
There are no hidden fees, surcharges, or expenses associated with our structured settlement sale process. We will handle all court costs, underwriting fees, notary expenses, and even court-document retrieval fees should they become necessary.
Structured Settlements
All hours are Eastern Time
Mon – Thurs: 8 am – 11 pm
Fri: 8 am – 9 pm
Sat: 9 am – 6 pm
Legal
All transactions are at JG Wentworth’s sole discretion. Sales of Structured Settlement and Lottery Payments are subject to Court Approval and other conditions which can take 60-90 days to complete.
JG Wentworth is a purchaser of assets and does not provide legal, tax, or financial advice. Please consult with independent professionals for such advice.
Annuity payment sales are also subject to certain conditions. All transactions are at JG Wentworth’s sole discretion. Cash advances are made at our sole discretion and are subject to underwriting conditions. Cash advances are not available to debt settlement clients. Advance is subject to additional terms and conditions and is not available in MD, RI, VT or WV and void where prohibited. JG Wentworth does not and shall not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, customers and clients.
*Amounts and timeframes for cash advances vary based upon individual circumstances.
Cash advances are made at our sole discretion and are subject to meeting our underwriting requirements, which include: (1) you executing and returning to us an annuity payment purchase contract and all ancillary documents required for us to start the annuity payment purchase process; (2) our confirmation that you are receiving periodic annuity payments; (3) our determination that you can enter into an agreement to sell all or a portion of those periodic payments to us pursuant to us; (4) our determination that the purchase transaction is likely to be approved by the applicable insurance company.; and (5) your satisfaction of our underwriting guidelines. This offer is open only to U.S. citizens or permanent legal residents (green card) who have reached the age of majority in their respective domiciliary state as of the date they call for this offer. Call the toll-free number provided for more details.
Copyright © 2026 The JG Wentworth Company. All rights reserved
The numbers we provide here are estimates based on some assumptions:
On your own:
Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.
JGW:
The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.
Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.
Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.
Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.