Get matched with home equity or loan offers in less than a minute!
Home equity investments do not require monthly payments. Checking offers will not impact your credit score!
Simple Application Process
Fill Out Application
Won’t affect your credit score
Select Offer
Choose the offer that suites you best
Get Funds
Once approved, access your funds quickly
We've helped our customers for good!
1. Personal Loans
A personal loan is a versatile financing option for purposes such as consolidating debt, covering medical expenses, making large purchases, and for many other cases.
– Features: Fixed interest rates, predictable monthly payments.
– Eligibility: Based on credit score, income, and repayment capacity.
2. Secured Loans
Secured loans require collateral, such as a vehicle, property, or other valuable assets, to guarantee the loan. These loans often offer lower interest rates compared to unsecured loans.
– Examples: Mortgage loans, or loans backed by savings, investments, or auto.
– Eligibility: Requires ownership of collateral and the ability to repay.
– Best For: Borrowers seeking lower rates or those with less-than-perfect credit.
3. HELOC (Home Equity Line of Credit)
A HELOC is a revolving line of credit secured by the equity in your home, perfect for funding ongoing or large expenses like renovations.
– Features: Interest-only payments during the draw period, variable rates.
– Eligibility: Based on home equity and credit profile.
4. Home Equity Investments
This innovative option lets you access your home’s equity in exchange for a share of its future value, with no monthly payments.
– Features: No interest or ongoing payments; repay when you sell or refinance.
– Eligibility: Requires a property with significant equity.
5. Debt Consolidation Loans
A debt consolidation loan allows you to combine multiple high-interest debts into one loan with a single payment, potentially lowering your interest rate.
– Features: Simplifies finances, saves on interest.
– Eligibility: Based on credit score and debt amount.
Visit JG Wentworth.com for details regarding our product offerings.
JG Wentworth (“JG Wentworth”) has partnered with MoneyLion, and Quinstreet (“AmOne”) to provide a loan referral service. JG Wentworth does not determine or influence the amount of money you may receive from using this referral service. JG Wentworth, MoneyLion, and Quinstreet (“AmOne”) receive compensation for their services. This compensation may influence the selection, appearance, and order of appearance of the offers.
All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, credit usage and history. Loans are not available to residents of all states. Minimum loan amounts vary due to state specific legal restrictions. Loan amounts generally range from $5,000 to $25,000 (including the origination fee deducted from the loan proceeds) and are offered based on underwriting conditions and loan purpose. Annual Percentage Rate (APR) ranges from 7.99% to 35.99% and include applicable origination fees. Repayment periods range from 24 months to a maximum of 60 months.
For example, if you receive a $10,000 loan with a 36-month term at 18.00% interest rate, your payment will be $361.52 at 21.74% APR. You will be charged a one-time origination fee of $500, and your net proceeds of $9,500 could be allocated to payoff your debt first. Over the life of the loan, your payments would total to $13,014.86.
The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early.
JGW Lending, LLC and JGW Debt Settlement, LLC are located at 1200 Morris Drive, Chesterbrook PA 19087
The full range of available rates varies by state. Personal loans are only available in Utah and California at this time. Personal loans to Utah residents are available through JGW Lending, LLC (NMLS ID #2365173). Personal loans to California residents are available through JGW Debt Settlement, LLC (NMLS ID #1925575). Personal loans may also be offered to Pennsylvania residents enrolled in a Debt Resolution Program with JGW Debt Settlement, LLC.
JG Wentworth does not pay or assume any debts or provide legal, financial, tax advice, or credit repair services. You should consult with independent professionals for such advice or services. Please consult with a bankruptcy attorney for information on bankruptcy.
Client Grievance Procedure: You may contact our Client Services Department toll-free at: 800-715-9501. email us at [email protected] or direct mail to the business address listed on our contact page. A copy of our complaint policy and procedures is available upon request.
Affiliated Business Arrangement Disclosure: JGW Lending, LLC (NMLS ID #2365173) is a wholly-owned subsidiary of The J.G. Wentworth Company, LLC (“JGWC”). JGWC also owns 100% of JGW Debt Settlement, LLC. Because of this relationship, your referral to JGW Lending, LLC may provide JGWC with a financial or other benefit. JGW Debt Settlement, LLC may receive Debt Resolution Program fees, earned due to the settlement of your debts made with the proceeds of your loans from JGW Lending, LLC. Any program fees paid to JGW Debt Settlement, LLC will be made in compliance with the Telephone Consumer Protection Act 47 U.S.C. § 227 and applicable state laws. You are NOT required to use JGW Lending, LLC for a personal loan. Please click here for the full Affiliated Business Arrangement disclosure form.
Copyright © 2025 The JG Wentworth Company. All rights reserved