Sell Annuity Payments for a Lump Sum

Up to a $10,000 cash advance as soon as same day1

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1Loan Reason
2Structured Payment
3Loan Amount
4Contact Information
What do you need cash for?*
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How it Works

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Tell us about your payments

Answer a few quick questions so we can build your personalized quote.

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Get your free lump sum quote

A specialist will call you w/no-obligation offers based on your payments.

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Get your cash on your terms

If qualified, we'll give you cash now for your future payments.

Why JG Wentworth?

1

$1,000 Best Price Guarantee

Find a better offer elsewhere – we’ll pay you $1,000.3 We’re that confident.

2

Helped Over 175,000 Customers

More people have trusted JG Wentworth to buy their payments than any other company.

3

Industry’s Largest Payment Buyer

We’re the #1 purchaser of long-term payments in the US.

Can I sell my annuity payments?

Yes — if you’re wondering how to cash out an annuity or sell your annuity for cash immediately, JG Wentworth may be able to help. We specialize in purchasing future annuity payments and providing you with a lump sum of cash now — so you can take control of your finances.

Whether you need to cover a major expense, eliminate debt, or simply want access to your money today, cashing out your annuity could be the solution.

At JG Wentworth, we make the process simple and personalized. It’s your money — use it when you need it. Contact us today to find out how much your annuity payments are worth.

What types of annuities can be sold?

At JG Wentworth, we purchase many types of annuities, including:

  • Fixed annuities
  • Immediate annuities
  • Deferred annuities
  • Lottery or casino winnings paid in installments
  • Certain pensions and insurance settlements

Even if you’re unsure whether your annuity qualifies, reach out to us for a free, no-obligation consultation. We may also be able to help if you’re looking to borrow against your annuity or explore other long-term payment solutions.

How long does selling my annuity payments take?
The process varies, but typically takes around 2-3 months from starting to receiving your lump sum. This accounts for the purchaser valuing your payments, getting insurer approval, finalizing paperwork, and funding your lump sum. More complex arrangements may take longer. If you need cash sooner, cash advance options may be available depending on your situation.
Do I need to sell all of my annuity?

No, you don’t need to sell your entire annuity. Many clients choose to sell only a portion of their future payments — depending on how much cash they need now.

Thinking “I have an annuity and need cash now”? You’re not alone. JG Wentworth gives you the flexibility to:

  • Sell one or multiple annuity payments
  • Return when you need more cash in the future
  • Stay in control of your payment stream

We’ve helped thousands of people cash in their annuity and get money when they need it most. Ready to explore your options? Call or click today to get started.

Find out what your payments are worth

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?