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Follow the latest market-moving news and the companies that are making it happen.

Woman stressed being contacted by multiple debt collectors
Debt Resolution

Aug 27, 2026

25 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

The 11-word phrase can stop collector calls under the FDCPA. Learn how to use it in writing, your rights, and how to negotiate the debt behind the calls....
Lawyer stamping legal debt document with dimissal
Debt Resolution

Aug 24, 2026

22 min

How to Get a Credit Card Lawsuit Dismissed (Step by Step)

Being sued over a credit card? Learn how to answer the summons, the affirmative defenses that get cases dismissed, and what to do after you are served....
Woman stressed being contacted by multiple debt collectors
Debt Resolution

August 27, 2026

25 min

The 11-Word Phrase to Stop Debt Collectors (2026 Guide)

man breaking piggy bank
Annuity Purchasing

July 24, 2026

18 min

When Should I Start Taking Money Out of My Annuity?

a house made from $100 bills
Home Equity

May 27, 2026

18 min

What is a Home Equity Agreement? How it Works, Pros & Cons

The numbers we provide here are estimates based on some assumptions:

On your own:

Based on industry averages, we estimate a monthly compounding interest rate of 22.99% and that you are making a minimum payment that is 2.5% of your total debt.

JGW:

The length of your program is determined by your debt amount. Programs are between 24 and 60 months in length and average program length is around 42 months.

Savings amount is an estimate base on average customer savings on their monthly payment. Real results will vary and some customers will save more, less or not at all.

Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

Your entered value is significantly different from our estimate. You can adjust it for accuracy, or continue as is.

FYI, this option
requires collateral

This could include items you own such as
Your vehicle
Housing fixtures
Using collateral can boost your approval chances and/or ability to secure a lower APR. Would you like to continue?