Debt Repayment Calculator

 

This Debt Repayment Calculator will show a comparison of your payoff details for each of the below payoff scenarios. Payoff details will show the total interest, the total cost, and the total time it will take to completely payoff your debt.

Debt Repayment Calculator*
A value between $7500.00 and $250000.00.
A value between 15.00% and 29.00%.

Compare Debt Payoff Options**

JG Wentworth negotiates with creditors on your behalf to lower your debt amounts. See how our Debt Relief Program compares to other common payoff methods.

Debt Relief with JGW

Time
to Payoff

0

Total
Interest Paid

N/A

Interest Rate N/A
Monthly Payment $0.00
Total Cost $0.00
Total Savings
$0.00

You pay no interest with JGW Debt Relief.

Consolidation Loan

Time
to Payoff

0

Total
Interest Paid

$0.00

Interest Rate 0.00%
Monthly Payment $0.00
Total Cost $0.00

Payoff at the current average interest rate you provided.

Current Payoff

Time
to Payoff

0

Total
Interest Paid

$0.00

Interest Rate 0.00%
Monthly Payment $0.00
Total Cost $0.00

Payoff at the current average interest rate you provided.

Compare Monthly Payments

Bar charts visually comparing the monthly payments for three debt repayment options.
Debt Relief with JGW: value to be calculated
Consolidation Loan: value to be calculated
Current Payoff: value to be calculated

Compare Total Costs

Bar charts visually comparing the total costs for three debt repayment options.
Debt Relief with JGW: value to be calculated
Consolidation Loan: value to be calculated
Current Payoff: value to be calculated

How to Use the Debt Repayment Calculator

  1. Enter the amount of debt you owe in the "Your Total Debt" field. An estimate is fine if you don't know the exact amount.
  2. Enter the average interest rate you are paying on your total debt in the "Average Interest Rate" field.
  3. Click "Calculate" to view your estimated payoff options.

Back to calculator

How can we help?

Contact JG Wentworth today to find out how we can help you get freedom from our burdensome debt.

By clicking "Submit" you consent to allowing JG Wentworth to contact you as described below.

By submitting this form, I am providing JG Wentworth, with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. Message and data rates may apply. You can opt-out of this service at any time by replying to our last message with “STOP”. For assistance, please call any number listed on this website. I also consent and agree to JG Wentworth’s Privacy Policy and Terms of Use.

*Disclaimer: The calculator on this web site is for estimation and educational purposes only. JG Wentworth makes no guarantees regarding its accuracy and specifically disclaims any and all liability arising from the use of this or any other calculator on this web site. Use at your own risk and verify all results with an appropriate financial professional before taking action. We are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.

 

**The results, based on the information provided by you, represent an estimate for each payoff option.

 

Debt Relief with JGW: The debt relief program is offered by JGW Debt Settlement, LLC. The estimates in the calculator are based on an assumption that the average settlement will be 50% of the enrolled debt and that the program may take 36 months for up to $30,000 in enrolled debt, 48 months for up to $99,999 in debt and 60 months for total enrolled debts of $100,000 or more. The JG Wentworth Debt Relief Program fee is a percentage of each enrolled debt amount and may vary. Monthly payment and total savings are dependent on many factors, including, but not limited to, program fee, enrolled debt amount, monthly program payment and willingness of creditors to negotiate.

 

Consolidation Loan: JG Wentworth is not a lender and cannot provide you with a loan. The calculator tool is a convenience feature that is not fully representative of any loan application process and is designed to give estimated projected costs of a loan. Totals should not be used as an indication of final APR or associated costs of a loan.

 

Current Payoff: Your creditors may charge other fees which have not been factored in this calculation. Your debt, making minimum payments or increasing payments can all affect these estimates.

 

JGW Debt Settlement operates in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, IA, KY, LA, MD, MA, MI, MS, MO, MT, NE, NM, NY, NC, OK, PA, SD, TN, TX, UT, VA, DC, and WI. If a consumer in CT, GA, HI, IL, KA, ME, NH, NJ, OH, RI, SC and VT contacts us we may connect them with a law firm that provides debt resolution services in their state.