Preparing For Your Day In Court

The last step before you can get your cash lump sum is talking to a judge who can approve the sale of your future structured settlement payments.

Appearing Before A Judge

After your paperwork has been filed and the court date is set, the last thing you need to do is meet with a judge and explain why you want to sell your future structured settlement payments. Every question you’ve answered and every form you’ve filled out leads to this moment.

What You Need For Your Court Date

Our attorneys will bring a copy of all the required paperwork to the courthouse. However, there are a few added details for you to take care of on your own:

Types of Questions the Judge Might Ask

After reviewing your paperwork and contract, the judge will often ask questions of both you and our attorney. In the weeks leading up to the court date, your account executive will go over the types of questions you can expect. Most questions are likely to fall into these main categories:

Do I Need A Lawyer?

No one is on trial. Instead, you are asking the court to approve the sale of your future payments. This is a legal process. We will have an attorney in court to represent J.G. Wentworth in case the judge has any questions for us. You can ask our lawyer questions if you have them, but our lawyer is not your attorney and cannot answer any questions the judge asks you.

Now it's time to Test Your Knowledge

Don't worry, you've already got an A for participation. But if you're feeling up to the challenge you can test your knowledge of the information covered in this step.

Question of


Next steps What Happens Once the Judge Approves the Sale?

Each state has different guidelines and laws for selling structured settlement payments. One of the purposes of being in court is for the judge to make sure that the contract adheres to these laws. With more than 25 years of experience purchasing future payments, we are very confident that our agreements comply with the law.

After the judge approves the transaction our team can finalize all of the details so we can send you your lump sum. At this point you can sit back, relax, and wait for your cash.

* J.G. Wentworth does not provide legal, tax, or financial advice, please consult with independent professionals for such advice.

How We’ll Pay You Your Lump Sum

After the judge approves the sale, all that’s left is for you to receive your lump sum. You can choose to receive a check or have funds deposited into your bank account.

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