Options for Selling Your Structured Settlement Payments

Did you know that you have multiple options when it comes to selling the payments from your structured settlement? When our representative gives you a quote, it may include a few different ways to get you the lump sum of cash you’re seeking. While each offer we make is unique, there are typically three different ways that you can sell your future payments:

  • Sell Some of Your Payments

    When you sell a limited number of payments, J.G. Wentworth buys all of your payments within a set period of time. You receive your lump sum of cash and continue to receive any payments you did not sell. When one of the payments we purchased comes due, the insurance company will send the full payment to us.
  • Sell a Portion of Each Payment

    Another option you have is to sell a portion of each payment. Choosing this method allows you to receive a lump sum without giving up the security of regular payments. The insurance company that issues your payments will send J.G. Wentworth a portion of the payment, and you will continue to collect the remainder. If the insurance company does not split payments, they will send the entire payment to us, and we will send the remainder to you as a passback payment.
  • Sell All Your Structured Settlement Payments

    You can also sell all of your future structured settlement payments for a lump sum. This option will net you the most cash possible for your sale. When you sell all of your remaining payments, you will not receive any more payments from the insurance company. Often, you can get the cash you need without having to sell your entire remaining payment stream.

Making Your Decision

If you’ve thought about which option works best for you and you’re ready to make a decision, be sure to let us know. We will help you move forward with the sale process. If none of the options seem like a good fit, or you would like to change the amount of your lump sum, our representative will be happy to update your quote to try and match what you have in mind.

If you have questions at any point in the process, don’t hesitate to contact us. We’re more than happy to help.