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Selling Your Structured Settlement Payments in New Jersey

 
Your structured settlement may provide you with a reliable source of income. Sometimes, however, the frequency of the payments you receive might not quite suit your needs. That is why J.G. Wentworth regularly works with customers like you in New Jersey to purchase their future structured settlement payments. In exchange for your payments, we can provide you with a lump sum of cash, allowing you to use your money as you see fit. Whatever goals you have in mind for your lump sum, J.G. Wentworth can help.


What is a structured settlement?


Most likely, a judge awarded you a structured settlement because you won a medical malpractice, wrongful death, or personal injury claim. The settlement dictates a regular schedule of payments to be delivered to you over a certain period of time. The defendant’s insurance company issues these payments, which are typically exempt from taxation.

Once set, the terms of a structured settlement cannot be altered andThis lack of flexibility might prove inconvenient for you. J.G. Wentworth provides a solution to residents of New Jersey by buying their structured settlement payments and giving them a lump sum of cash in return. This lump sum can then be used to fund anything from a down payment on a new home to starting your own business.



How do I sell my structured settlement payments?

If you are interested in selling your payments, contact a J.G. Wentworth representative. They can then explain all of your sale options and give you instructions on how to proceed. Your representative will clarify any questions and even help you coordinate the necessary paperwork.
 
  • Sell a portion of your payments - You may opt to sell a percentage of each of your future payments. This allows you to still receive a regular payment stream while still receiving a lump sum.
  • Sell a limited number of your payments - You can also choose to sell just a few of your payments. The sold payments will go to J.G. Wentworth, and you will continue to receive the rest.
  • Sell all of your payments - If you sell all of your future payments, you will receive a lump sum of cash. You would then no longer receive regular checks from the insurance company.


The Sale Process

After you discuss your goals with one of our representatives and choose a sale option from the quote we provide, we will send you a contract to sign. After we receive all of the necessary paperwork, we will move forward with the legal process. To buy structured settlement payments in New Jersey (and in most other states), companies like J.G. Wentworth need approval from a court of law.

The representative will assist you by handling the necessary paperwork and coordinating a court date. Once the judge approves your sale, we can complete the transaction. You will then receive your lump sum of cash to be used however you wish.



Choose J.G. Wentworth

J.G. Wentworth has designed a streamlined process to make the sale of your payments a quick and convenient process. To learn more about how we buy structured settlement payments in New Jersey, contact us today.


J.G. Wentworth is a purchaser of assets and does not offer legal, tax, or financial advice. Please contact independent professionals for those services.
 
 

 

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