Pre-Settlement Funding FAQs

I Have Questions …

About the Process

Which claims are eligible?

The company that JG Wentworth can put you in touch with will require that your attorney fills out a form detailing the case. Companies can choose to provide funding for a number of different lawsuits, but most commonly accept personal injury claims including:

  • Personal Injury
  • Product Liability
  • Premises Liability
  • Wrongful Death
  • Medical Malpractice

How long does it take?

Typically, the reason you are trying to get pre-settlement funding is that your money isn’t coming quickly enough. Your cash advance could be available no more than a day or two after you finalize the agreement.

Is there a payment limit?

Your eligibility for receiving pre-settlement funding depends on the estimated value of your settlement. Typically, pre-settlement funding is limited to 15-20 percent of the total estimated value of your settlement.

Can I get additional pre-settlement funding?

If you have sold some of your future settlement proceeds in the past, but have determined that it wasn’t enough, you may be able to sell again. The company that we will put you in contact with may be able to give you additional pre-settlement funding, so long as the two combined advances don’t exceed 15-20 percent of the total estimated value of the settlement.

What if I lose?

Since pre-settlement funding is NOT a loan, you are not obligated to pay to repay the company that provides you pre-settlement funding, even if you lose your case. For this reason, pre-settlement funding is considered a form of non-recourse funding. This is part of the risk that companies will assume in providing pre-settlement funding.

Do I need to pay the money back?

Any money that you get from pre-settlement funding does not constitute a loan. If you do not ultimately receive a settlement, you will not owe anything. The company providing the pre-settlement funding will only purchase up to 20 percent of the total expected settlement amount. When your case settles, the funding company will receive the portion of the settlement that they purchased.

As an Attorney

If you are an attorney, contact JG Wentworth today to discuss the possibility of referring your client. With more than two decades in the industry, we have the collaborative ability to connect your clients with the some of the best pre-settlement funding companies in the country.

Is it ethical to refer my client to JG Wentworth?

A. You should contact your state bar association to inquire about any ethical opinions issued regarding pre-settlement funding.

How much assistance can my client request?

A. Generally, the companies that we coordinate with will only purchase between 15% and 20% of your client’s expected recovery. This percentage may vary on a company-to-company basis.

What if my client needs additional funds later?

If a client has received pre-settlement funds that do not exceed the 15-20 percent limit, they are more than welcome to seek additional funding.

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