Direct Mortgage Lender in Virginia

Since our founding more than twenty years ago, J.G. Wentworth has been devoted to providing exceptional customer service. This commitment, combined with our wide array of home loan solutions, has helped thousands upon thousands of customers achieve their home lending goals. As mortgage lenders in the state of Virginia, we aim to assist residents meet any and all of their homeownership objectives by offering home loans with low interest rates and no points.

A Broad Selection of Home Loan and Refinance Options

Buying your first property? Already own a home in Virginia, but wish to refinance? J.G. Wentworth can help. Our home loan specialists are prepared to address any questions or concerns that you may have. Whether you need assistance with understanding Virginia FHA loan qualifications or veteran home loan requirements, we have the resources needed to get you where you need to go.

Standard Home Loans

J.G. Wentworth provides many conventional home loans so to suit the needs of a wide range of customers in Virginia. Some of our mortgage and home refinancing options include:

  • 15-Year Fixed-Rate Home Mortgages
  • 30-Year Fixed Rate Home Mortgages
  • 3, 5, and 7-Year Adjustable-Rate Mortgages
  • Cash-Out Refinance Loans
  • Rate-and-Term Refinance Loans

Federal Housing Administration Loans

Virginia residents can also obtain FHA loans. These mortgages, which are backed by the Federal Housing Administration, assist people that may otherwise not be able to close on a home loan. These loans can also help homebuyers that might not have the funds to afford a down payment in addition to necessary renovations or repairs on a new home. FHA loan options include:

  • Standard FHA Mortgage Loans
  • FHA 203k Streamline Renovation Loans
  • FHA 203k Full Rehab Mortgage Loans

To learn more about FHA loan qualifications in Virginia, reach out to one of our home loan specialists today.

USDA Home Loans

For those that live in eligible rural and suburban areas, we can provide you with a home loan supported by the United States Department of Agriculture. USDA mortgages include complete financing for your home, typically with no down payment necessary. Note that many states have unique guidelines regarding this type of loan. To better understand USDA loan guidelines in Virginia, contact a J.G. Wentworth home loan specialist.

HARP Refinance

Virginia residents can also qualify for home refinancing through the Home Affordable Refinance Program, or HARP. This federal program assists homeowners that have little to no equity in their homes with refinancing their mortgages. This process can help them lower their interest rates and lower their monthly mortgage payments.

VA Home and Refinance Loans

The U.S. Department of Veterans Affairs supports home loans intended to help veterans in Virginia with their homeownership objectives. As an approved mortgage lender for VA loans in Virginia, J.G. Wentworth can assist you with understanding eligibility requirements for these loans and ultimately obtaining one that suits your needs. Whether you’re looking to purchase or refinance a home, Virginia veterans can benefit from one of the following home loan options:

  • Standard VA Purchase Home Loans
  • VA Streamline Refinance Loans
  • VA Cash-Out Refinance Loans

Choose J.G. Wentworth for Your Home Loan Goals

Our streamlined application processes and dedication to customer service has cemented our status as a leader in the industry. This focus on customer satisfaction has earned us an A+ rating with the Better Business Bureau. Because we serve as a direct mortgage lender to Virginia residents, we can assist with the entire process. From application to closing, we have all the resources that you need to obtain home loans with low interest rates and no points.

To learn more about J.G. Wentworth’s home loan solutions, contact us to speak with one of our home loan specialists. To begin the home loan process and see how low your rate may be, get a rate quote today.

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