VA Loan Rates

At J.G. Wentworth, we understand the importance of finding the best possible interest rate when you’re looking to purchase or refinance your home through the VA loan program. VA loans are known for their low rates, and as an approved VA loan lender, J.G. Wentworth provides VA loans to qualified borrowers with no points or hidden fees. Our straightforward application process allows you to get set up with your loan and into your home faster.

Contact our VA loan specialists with any questions regarding VA guidelines and how they apply to you and your current situation.

Mortgage Loans For Veterans

The number of VA loan benefits are extensive for military members, veterans, and their families. VA loans are able to offer many advantages since the federal government guarantees them. Compared to conventional mortgage loans, the interest rates for VA loans are often lower, and you are able to receive a home loan without requiring Private Mortgage Insurance (PMI). You also have the option of choosing between a fixed-interest or an adjustable-interest rate (ARM). If you meet VA eligibility requirements, a VA loan can provide you with the security that you need.

Choose a Term

A loan term is the number of years you have to pay off your mortgage. J.G. Wentworth offers mortgage loans for veterans and active military members with 15, 20, and 30-year terms for fixed-rate and adjustable-rate mortgages. Each term comes with its own features that provide benefits for individuals and their families. The specific length of the term may affect your VA loan rate, as explained below. 

15-year term

For veterans looking to pay off their home loan in a shorter period of time, the 15-year term may be an attractive option. The VA loan interest rates associated with a 15-year term mortgage tend to be lower than those related to a 20 or 30-year term. Ultimately, you will end up paying less interest over the life of your loan with this term option, while building equity in your home at a faster rate. 

20-year term

This term option offers borrowers the best parts of a 15-year and 30-year term mortgage. VA loan rates on a 20-year VA loan are typically lower than those on a 30-year term. It is an attractive option for borrowers who find 15-year payments too high, but don’t want to be locked into paying a mortgage for a full 30 years. 

30-year term

A term of this length is a popular choice for first-time home buyers and borrowers that plan on remaining in their home for a long time, due to the typically lower monthly payments. For mortgages, lower monthly payments can sometimes translate into higher interest rates. Luckily, for veterans and military members, VA loan rates are often lower than conventional loan interest rates, no matter how short or long the term.

Want to compare VA loan rates? Contact our VA loan specialists to find out today’s rates, or get a quote in just a few clicks.

Why Choose J.G. Wentworth?

J.G. Wentworth is an approved VA loan lender that provides a transparent and streamlined VA loan process to qualified borrowers. Here are several reasons why you should work with us:

  • Low VA Loan Rates
    • With a low interest rate on your VA loan, you will be able to put more money into savings, investments, or education. We are proud to offer low, low rates to those who have served our country.
  • No Points or Hidden Fees
    • We make our VA loan process completely transparent, keeping you updated every step of the way. J.G. Wentworth offers you VA loans with no hidden fees or points.
  • Excellent Customer Experience
    • For over two decades, we have prided ourselves on our commitment to superior customer service for our clients. With 5-star reviews from websites like Zillow and Consumer Affairs and an A+ rating from the Better Business Bureau (BBB), we’ve managed to stand out from the crowd and make our dedication to customer experience known. We have also been named a Top Customer-Rated Lender by LendingTree in 2017.
  • Industry Experience
    • We have utilized our decades of experience to provide the best possible VA loan rates to veterans, active military members, and their families. It is our mission to provide rates and loan options that fit into your life and your specific financial situation.

Get Your VA Loan Rate Quote

Whether you are planning on purchasing or refinancing a home, now is the time to take advantage of near all-time low loan rates. Contact one of our knowledgeable VA loan specialists today to discover how you can get low rates on your VA loan through J.G. Wentworth.

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J.G. Wentworth® is a proud sponsor of Homes for Our Troops. Building homes, Rebuilding lives.

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How do I get started?

J.G. Wentworth offers a wide variety of loan programs with low rates and no points and no hidden fees.  To get started, you can call us or let us contact you by completing a short form.  You can also get a rate quote in seconds with no personal information required. We look forward to working with you.