Your Go-To Mortgage Lender in Texas

For over two decades, J.G. Wentworth has been a reliable mortgage company serving Texas and areas all across the country. If you’re in search of a new mortgage or home refinancing in Texas, we can help. 

When you’re looking to finance a home, you want a partner that you can trust. Our knowledgeable home loan specialists are ready to assist you through every step of the process. Throughout the years, we have helped countless first-time homebuyers purchase the home of their dreams, and many more homeowners refinance their homes. Whether you are purchasing real estate or refinancing your home and want to explore your options, including home loans for veterans or FHA financing in Texas, the dedicated team at J.G. Wentworth is ready to assist you.

Mortgages That Fit Your Needs

Looking to buy a home or refinance your current residence and don’t know where to begin? J.G. Wentworth has a broad selection of home loans to fit the needs of individuals and families alike. Below are some of the home loan options we offer to Texas residents.

Adjustable-Rate Mortgage

Borrowers may be attracted to adjustable-rate mortgages (ARMs) for the low initial interest rate, which is typically fixed for a period of 3, 5, or 7 years. After the initial period, the interest rate on adjustable-rate mortgages will change throughout the life of the loan, adjusting according to market conditions. 

Fixed-Rate Mortgage

Looking to purchase or refinance a home in Texas and want a mortgage with predictable monthly payments? Interest rates on fixed-rate mortgages do not rise or fall like adjustable-rate mortgages. A steady interest rate correlates into a steady monthly payment, which is appealing to borrowers who plan on staying in their home for years to come. With historically low interest rates, you can lock in a good rate now for a period of 15 or 30 years.

FHA Loans

Federal Housing Administration, or FHA loans let Texas homebuyers borrow up to 96.5% of a home’s value. Down payments for FHA loans in Texas can be as low as 3.5% of your home’s value. First-time buyers may want to take advantage of FHA financing if they do not possess a large amount of savings for a down payment. Our home loan specialists can help you learn more about the qualifications for an FHA loan in Texas.

USDA Loans

For homebuyers with a moderate income looking to purchase a home in a rural or suburban area of Texas, the United States Department of Agriculture, or USDA, loan is available. With a USDA loan, you can get up to 100% financing for your home without needing to make a down payment.

VA Loans 

Home loans are available to Texas veterans, military members, and their families through the Department of Veterans Affairs (VA) Loan Program. J.G. Wentworth is an approved VA lender, offering home loans to veterans in Texas with low rates and no points or hidden fees to those who qualify. In many instances, veterans do not even have to make a down payment when they choose a VA loan.

Cash-Out Refinance

As a leading mortgage lender in Texas, J.G. Wentworth can help you meet your goals by using your home’s equity to refinance and get cash out. You can spend the extra cash on the things that matter to you while taking advantage of additional benefits such as a better interest rate. The cash that Texas homeowners can get from refinancing their home can help them eliminate high-interest debt, pay for home repairs, or fund an education.

HARP Refinance

The HARP, or Home Affordable Refinance Program, provides qualified homeowners in Texas with little or no equity in their home the chance to refinance their mortgage. This program allows homeowners to refinance into a mortgage with a lower interest rate, lowering their monthly payments and giving them more money in their pocket.

Discover Why Texans Choose J.G. Wentworth As Their Mortgage Lender

J.G. Wentworth is a direct mortgage lender serving customers in Texas and nationwide. We are pleased to offer loans with low rates and no points or hidden fees. Our dedication to excellent customer service shines through with the highest A+ rating with the Better Business Bureau (BBB) and outstanding customer reviews online. 

Purchasing or refinancing a home mortgage in Texas is made easy with the assistance of our knowledgeable home loan specialists. Throughout your application and approval process, our specialists will walk you through every step, answering your questions with complete transparency. Our streamlined application process makes for quick preapprovals, as we do our utmost to get your loan or refinance completed in a timely manner. Manual underwriting and approval allow our home loan specialists to see the “big picture,” and increase the likelihood that you will be approved. 

Get a Free Quote Today

Whether you are in search of a fixed or adjustable rate loan, VA home loan, or FHA loan in Texas, you can get a rate quote in just a few minutes. As a direct mortgage lender to Texas residents, J.G. Wentworth works hard to help you get the home loan option that works best for you. 

Contact us today and learn more about J.G. Wentworth’s home loan options in Texas. 

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