J.G. Wentworth Home Lending Consumer Privacy Notice
This notice is effective as of August, 2019.
WHAT DOES THE J.G. WENTWORTH COMPANY® DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this Privacy Notice carefully to understand what we do.
The types of information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons J.G. Wentworth Home Lending, LLC chooses to share; and whether you can limit this sharing.
|Reasons We Can Share Your Personal Information||Does the Company Reserve The Right To Share?||Can You Limit This Sharing?|
|For our everyday business purposes— Such as to process your loan application, service your, report to credit reporting agencies and respond to court orders and legal investigations||Yes||No|
|For our marketing purposes— to offer our products and services to you||Yes||No|
|For joint marketing with other companies||Yes||No|
|For our Affiliates’ everyday business purposes— information about your transactions and experiences||Yes||No|
|For our Affiliates’ everyday business purposes— information about your creditworthiness||Yes||Yes|
|For our Affiliates to market to you||Yes||Yes|
|For Non-affiliates to market to you||Yes||Yes|
To limit our sharing:
- Call 1 -703-643-1002
- Email us at firstname.lastname@example.org
Detach, Complete and Mail the Opt-Out Form provided at the end of the Privacy Notice
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this Privacy Notice. However, you can contact us at any time to limit our sharing.
Call 1 -703-643-1002. or email us at info@JGW.com
How does JG Wentworth Home Lending measures protect my personal information?
|To protect your information from unauthorized access and use, we use security that comply with federal law. These measures include computer safeguards andsecured files and buildings.|
How does JG Wentworth Home Lending collect my personal information?
|We collect your personal information when you apply for a loan, including your income, employment, current mortgage, if any, and your contact information, and you show us your government-issued ID. We also collect your personal information from others, such as credit bureaus, affiliates and other companies.|
Why can't I limit all sharing?
|Federal law gives you the right to limit only
▪ sharing for affiliates’ everyday business purposes-information about your creditworthiness
▪ affiliates from using your information to market to you
▪ sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
(See below for more on your rights under state law.)
|Affiliates||Companies related by common ownership or control. They can be financial or non-financial companies. Our affiliates include our parent company Freedom Mortgage Corporation.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial or non-financial companies. Nonaffiliates we share with can include insurance companies, direct marketing companies and nonprofit organizations.|
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial services to you. Our joint marketing partners include financial services companies.
|What happens when I limit sharing for any account I hold jointly with someone else?||Your choice will apply individually unless you tell us otherwise. Any account holder may express a privacy preference on behalf of the other joint account holders.|
J.G. Wentworth Home Lending, LLC
3350 Commission Court
Woodbridge, VA 22192