A Trusted Mortgage Lender in North Carolina

As a direct mortgage lender for residents of North Carolina, J.G. Wentworth has spent years helping homebuyers find the mortgage and home refinancing options that work for them. By implementing a fully streamlined application process and expediting loan turnarounds, we aim to provide a simple and efficient path toward financing home mortgages. If you are seeking a home loan or home refinance in the state of North Carolina, look no further than J.G. Wentworth. 

Wide Array of Home Loan & Refinance Options

J.G. Wentworth is a leading mortgage lender in North Carolina and across the United States, offering a large variety of home loan and refinancing options to ensure that you can always find the mortgage loan that fits your needs. If you are a homebuyer in North Carolina, let our knowledgeable loan specialists help you find the right financing for your home or property. Our vast array of loan options includes:

Conventional Mortgage Loans 

J.G. Wentworth provides conventional mortgage loans to North Carolina residents with multiple term options and incredibly low rates. Our current conventional loan offerings include:

  • 15-Year Fixed-Rate Mortgages
  • 30-Year Fixed-Rate Mortgages
  • 3, 5, or 7-Year Adjustable Rate Mortgages (ARMs)
  • Cash-Out Refinancing Loans
  • Rate-and-Term Refinance Loans

FHA Mortgage Loans

If you are a homebuyer in North Carolina with low-to-moderate income or limited capital for a down payment, J.G. Wentworth can provide FHA mortgage loan and refinancing options to those who meet the North Carolina FHA loan qualifications. We can provide multiple FHA mortgage products including:

  • Standard FHA Mortgage Loans
  • FHA 203(k) Full Rehab Mortgage Loans
  • FHA 203(k) Streamline Renovation Loans

USDA Loans

If you live in an area of North Carolina that falls under the USDA loan eligibility zone, J.G. Wentworth can provide you with a mortgage backed by the United States Department of Agriculture. We offer USDA loans that can give you 100% financing on your home with no down payment required. It is important to note that North Carolina USDA loans have unique guidelines regarding credit requirements. However, one of our loan specialists will be more than happy to walk you through any and all specifics of a USDA mortgage when you call J.G. Wentworth. 

VA Loans

If you are seeking a Veterans Affairs home loan in North Carolina, J.G. Wentworth can help. We are an approved VA mortgage lender in the state of North Carolina, providing both VA purchase loans and VA mortgage refinancing to members of our armed forces. The VA products that we offer include:

  • Standard VA Purchase Loans
  • VA Cash-Out Refinancing
  • VA Streamline Refinancing 

HARP Loans

Residents of North Carolina who owe more than their home is currently worth can lower their monthly mortgage payments by refinancing with J.G. Wentworth. We are a direct mortgage lender of Home Affordability Refinance Program loans in North Carolina, helping families find favorable refinancing options that suit their needs. 

Why Choose J.G. Wentworth?

For years, J.G. Wentworth has helped homeowners in North Carolina finance their homes affordably and conveniently. We are an industry-leading mortgage lending company, placing our focus on giving homebuyers the utmost level of customer satisfaction. As a proud recipient of an A+ rating from the Better Business Bureau, we provide homebuyers with award-winning customer service, timely loan turnarounds, and loans with low interest rates and no hidden fees or points.

Get Your Free Mortgage Quote

If you are a resident of North Carolina looking for a home mortgage loan or refinance, call one of our knowledgeable loan specialists or fill out our convenient online information form to get a free quote in as little as a few minutes. The next steps toward financing your home are just a call or click away. Contact us today to get started!

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