A Trusted Mortgage Lender in Georgia

J.G. Wentworth is proud to serve as a direct mortgage lender for residents of Georgia and borrowers nationwide. Backed by over two decades of experience, we provide customers with a streamlined financing process and the highest level of customer satisfaction. By offering a broad selection of loan options, we are able to find the home loan options that work best for you, your lifestyle, and financial situation. 

A Variety of Mortgage and Refinancing Options

J.G. Wentworth is a leading mortgage company in Georgia and nationwide, offering borrowers a variety of home loan products to choose from. From first-time buyers to veterans looking to refinance their Georgia home, we can help you find the right home loan option.

Adjustable-Rate Mortgages

If you are looking to take advantage of low rates or changing market conditions, you may be able to find what you’re looking for in an adjustable-rate mortgage (ARM). Interest rates with this type of loan adjust monthly or annually in correlation with market conditions. Homeowners who aren’t planning on staying in their home can take advantage of the low interest rates offered during the initial 3, 5, or 7-year period.

Fixed-Rate Mortgages

Available in 15-year and 30-year terms, fixed-rate mortgages provide borrowers with a sense of security. The interest rates remain the same throughout the life of the loan, keeping monthly mortgage payments the same as well. It is a dependable option for borrowers that plan on staying in their home for years to come. Borrowers who initially begin with an adjustable-rate mortgage in Georgia may consider refinancing their home mortgage into a fixed-rate loan.

USDA Loans

Homebuyers in Georgia can obtain a mortgage backed by the United States Department of Agriculture, or USDA, with the assistance of J.G. Wentworth. With this type of loan, borrowers can potentially qualify for 100% financing and no down payment if the home they are looking at falls within a USDA loan eligibility zone in a rural area. To determine if you qualify, contact one of our home loan specialists, and they will be happy to discuss the necessary qualifications.

FHA Loans

If you are buying or refinancing a home in Georgia and have low to moderate income, J.G. Wentworth can assist you with an FHA loan. First-time homebuyers who may not have the means for a large down payment are encouraged to explore this loan option offered by the Federal Housing Administration (FHA), since down payments with an FHA loan can be as low as 3.5% of the home value. Learn about Georgia’s FHA loan qualifications when you call and speak to our loan specialists. 

VA Loans 

Military member and veterans looking to obtain home loans and refinance services in Georgia can benefit from the unique advantages of VA loans. J.G. Wentworth is an approved VA mortgage lender in Georgia, providing VA loans to those who are purchasing or refinancing a home. We are proud to offer VA loans with low rates and no points or hidden fees to those who have bravely fought for our country, and their families.

HARP Refinance

If you are a homeowner who wants to refinance but owe more than your home is currently worth, the Home Affordable Refinance Program (HARP) can help you refinance into a more suitable mortgage. J.G. Wentworth is a direct mortgage lender of HARP refinance loans in Georgia, helping families reduce their monthly mortgage payments through this refinance program developed by the federal government.

Why Choose J.G. Wentworth?

Since our inception, J.G. Wentworth has been dedicated to helping customers achieve their home buying and refinancing goals. Our decades of experience have helped us become an industry-leading mortgage company in Georgia and nationwide. The award-winning customer service provided by our knowledgeable loan specialists has resulted in the highest A+ rating from the Better Business Bureau (BBB) and excellent online customer reviews. 

J.G. Wentworth is proud to be a mortgage lender that provides borrowers in Georgia with loan options offering low rates and no points or hidden fees. Our use of innovative technology makes for a streamlined home lending or refinance process. Loan specialists create a transparent process for you by working with you every step of the way. We deliver quick preapprovals and turnaround times, getting you into your home faster. 

Get a Free Quote Today

If you live in Georgia and are looking to purchase a home or refinance your home mortgage, you can get a free rate quote today. It is quick and easy, with no personal information required. To learn more about how J.G. Wentworth can help you achieve your home financing goals, contact us today!

Get Cash