Get My Rate
Want to see what rates you may qualify for? They’re just a few clicks away.
Find My Loan Officer
Are you already working with a Loan Officer? Search for your Loan Officer by first or last name.
Talk To A Specialist
Simply click below to get in touch with one of our home loan specialists.
$10bn
In Loans Funded Since Inception
A+
Rating with the Better Business Bureau
Top 5
Customer Satisfaction For Lending Tree 
J.G. Wentworth Home Lending is a direct lender with low mortgage rates, an easy application process and exceptional customer service.  We have an A+ Rating with the Better Business Bureau, and our parent company, J.G. Wentworth, has served the community since 1992.  We created a streamlined, technology advanced organization to provide you with low mortgage rates and an efficient mortgage process. Affordable, fast, easy and eager to serve. That’s J.G. Wentworth Home Lending.

Low Mortgage Rates

J.G. Wentworth is proud to offer some of the lowest mortgage rates available to those looking to refinance or purchase a home. We understand that the interest rate on a mortgage can make the difference between your ability to afford a home or not, which is why we strive to offer low rates.  Additionally, you can count on J.G. Wentworth for full transparency, and our loans have no points or hidden fees.  See for yourself on how low your interest rate can be by checking our current mortgage rates.

Buy

Get ready to say, “home, sweet home.” Whether it’s your first home, a vacation home, or an investment property, J.G. Wentworth is here to facilitate the homebuying process and get you settled with your loan faster.
See our Loan Rates

Refinance

With today’s low rates, there’s never been a better time to refinance your home. J.G. Wentworth has a number of different options to fit your needs, whether you’re looking to lower your payments or take cash out of your home. 
See our Loan Rates

Are you a Veteran?

J.G. Wentworth is an approved VA lender that specializes in VA home loans for active duty military and veterans from any branch or era. As a Veteran, you're entitled to a VA home mortgage with a low rate, no points, no private mortgage insurance and no down payment. We can also help you refinance an existing loan to lower your payment or to take cash out.

See our Loan Rates

Support Our Troops

What our Customers are Saying

Carlos
Pennsylvania
Jerry
Colorado
William
Washington
Sherona
Florida
Carlos's Story
Pennsylvania
Home Lending
J.G. Wentworth Home Lending has been outstanding throughout the entire home loan application process. They have been extremely proactive and demonstrated great initiative while handling my case. JGW was available to resolve issues and answer questions on the weekends and way past normal working hours. I was highly impressed by JG Wentworth’s loan officer professionalism and extremely pleased by the results of this business transaction as I feel I could not have obtained a better deal by any other lender. I would recommend J.G. Wentworth Home Lending to both friends and family.
Jerry's Story
Colorado
Home Lending
I entered the re-finance process apprehensively because of the experience my sister had jumping through the hoops for over three months trying to get a mortgage for her new home. After my first conversion with J.G. Wentworth Home Lending, I came away feeling confident that the possibility was high of having success getting my home refinanced. At each and every phase, JGW contacted me with updates and the communication was excellent and always of genuine concern for me, in making sure that I understood everything concerning the loan, as the customer. Thank you J. G. Wentworth for providing such a fine experience!
William's Story
Washington
Home Lending
My first contact with J.G. Wentworth (JGW) was in 2006 when we bought our primary home in Washington State. There are many things I could focus on to express my sincere and complete satisfaction with the company. Perhaps the one I like best is that they have saved me tens of thousands of dollars over the last twelve years. You will not find a better solution for any of your lending needs. JGW is in the top one percent of companies and people I have done business with during my lifetime. My sincere thanks for a job well done – over and above!
Sherona's Story
Florida
Home Lending
J.G. Wentworth Home Lending is meticulous, making sure that all necessary documents are collected and submitted in a timely manner to prevent delays later on in the transaction. They are straightforward and set your expectations from the start. Your situation doesn’t have to be perfect, J.G. Wentworth is willing to put the work in to make the deal work (where there’s a will, there’s a way). It is our goal to acquire more investment properties in the future, and we will call J.G. Wentworth Home Lending every time.
4.5 Stars
4.9 Stars based on 101 reviews
Consumer Affairs
4.5 Stars
4.9 Stars based on 706 reviews
Zillow
4.5 Stars
4.9 Stars based on 1,682 reviews
LendingTree

How do I get started?

J.G. Wentworth offers a wide variety of loan programs with low rates and no points and no hidden fees.  To get started, you can call us or let us contact you by completing a short form.  You can also get a rate quote in seconds with no personal information required. We look forward to working with you.