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Free Up Cash — And Your Possibilities

Learn how we can help get you cash from your annuity payments.

Getting The Cash You Need Starts by Being Informed


When you purchased your annuity, you worked with a broker or other financial planner to build the policy to help you pay for the things you wanted in the future. If you inherited the annuity, your loved one worked with their advisor to try to plan for your future as well. However, sometimes your life changes in ways you couldn’t imagine back during those planning sessions.

Maybe you’re looking to start your own business, invest in updating your home, or even make a down payment on a new one. Maybe your kids got into an amazing school, but tuition is just a bit more expensive than what you planned for. In life, the only constant is change. Shouldn’t your finances change with it?

Unfortunately, changing your annuity through the insurance company that manages it isn’t always easy. In many cases, once you buy the policy, making changes isn’t possible. You’ll still get your money, but only in the small, regular payments you agreed to, even if you want more money to use now.

Fortunately, companies like J.G. Wentworth offer a solution. We’ll buy some or all of your annuity payments in exchange for a cash lump sum you can receive in as little as two weeks once you agree to the sale. In short, we get you your money sooner so you can spend it how you want it, when you want it.

How Much Is My Annuity Worth

Figuring out how much cash your annuity is worth today is an important step when deciding if you want to sell it, but it’s not just a simple calculation. The company that issued your annuity, the special riders you placed on it to change how much money you received with each payment and several other factors change how much your payments are worth.

This is why we give you a no-obligation quote. You can’t make an informed decision unless you know how much your annuity is worth, so we’ll look at your unique policy and tell you how much we’ll pay you for it before you sign anything.

How To Sell Your Annuity

Selling an annuity starts by speaking with one of our experienced representatives. You can either start the chat online, or give us a call and we’ll have someone to explain our process. Your representative will ask you questions about your annuity. We’ll also ask you questions about your financial situation so we can figure out the best way to help you achieve your goals.

Once we understand your annuity and goals, we’ll create a few options for your representative to offer you. This can include selling all of your payments for a set amount of time, or just selling a portion of each payment and still receiving a regular payment from your insurance company. We recommend that you review all of your options so that you can choose the option that works best for you.

Once you choose how you’ll sell your future annuity payments, we’ll get all the paperwork together to send to the insurance company who manages your account. We’ll need a signed copy of your annuity agreement and a contract where you authorize us to complete the sale. We’ll send the documents to your insurance company who will review them and make the required changes to your policy.

Once we get approval from the company that issued the annuity and complete our underwriting process, you get your money. J.G. Wentworth can deposit the cash directly into your account electronically, or send you a check or money transfer, whatever is easier for you.

Get Your Money When You Need It

If you need cash now, you don’t have to wait on your annuity payments. Contact us to speak with a trained representative today. We’ll give you a no-obligation quote and help answer your questions about selling some or part of your annuity.

Depending on the insurance company that issued your annuity, you can have your cash in as little as two weeks after you authorize the sale. We’ve helped thousands of customers sell their annuities, allowing us to streamline the process and get you your money as soon as possible.

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Get your cash quicker. We'll help.

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By submitting this form, I am providing J.G. Wentworth with express written consent to contact me regarding product offerings by SMS/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I also consent and agree to J.G. Wentworth’s Privacy Policy and Terms of Use.

Thank you! A representative from J.G. Wentworth will be contacting you shortly.
There was an error processing your request, please try again later.
How do I know if I have an annuity?

There are many types of annuities. Some you purchase for yourself. Others can be purchased for you by other people. Browse our Glossary to see if any annuities look familiar.