A structured settlement is a legal settlement paid out over time, usually through an annuity. Structured settlements are usually intended to help pay for medical bills and to make living with the injuries from an accident easier to manage. It’s a comforting, predictable income. But sometimes, these payments are too small to help you meet your current needs.
Structured settlement’s traditionally come in two forms:Life-Contingent Structured Settlements
A life contingent structured settlement is set up to make payments for the life of an annuitant.Guaranteed Payment Structured Settlements
Structured settlements with a guaranteed payment streams pay out for a fixed period, regardless of whether the annuitant is living. The annuitant’s beneficiaries or estate will receive the payments upon the annuitant’s death. Many of our customer’s inherited a guaranteed payment structured settlement from a loved one
Life changes. Shouldn’t your access to your structured settlement payments change with it?
Thankfully, you have options. If you need more money now, we can help. At J.G. Wentworth, we’ll offer to buy your future settlement payments for a cash lump sum. We know that most of our customers depend on those payments to pay for everyday expenses, which is why you can choose how much of your future payments you want to sell. In fact, for most of our customers, they only sell a portion of each payment, meaning they get their lump sum and continue to receive part of their regular payments.
Our experienced representatives understand that every sale is unique, which is why they’ll give you options so you can choose what works best with your financial situation.
Selling your structured settlement starts with a simple phone call. Once our representatives understand what you want, they’ll give you a no-obligation quote. We’ve streamlined our process so that we can get you your money as soon as possible.
J.G. Wentworth is the largest purchaser of structured settlement payments in the world; having purchased future payments from thousands of customers. This means we have more experience at what we do than any other company, and one of the most common questions we get is how we do what we do.
As the largest structured settlement payment buyer in the United States, our understanding of process allows us to streamline your sale, getting you your money as soon as possible.
For more than 25 years, we’ve helped customers get the cash they want, when they want it. This commitment to helping customers access their money as quickly as possible is one of the reasons why J.G. Wentworth has an A+ rating for customer service with the Better Business Bureau.
Whether you’re looking to sell some or all of your structured settlement payments, contact us today and speak to a J.G. Wentworth representative to explore your options.
Selling part or all of your structured settlement payment stream can provide the financial flexibility you may need to expand financial options for you and your family.